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Market Intelligence:
AI
Payments
Research
  • Credit cards
    How credit cards are playing into the Kansas Senate race

    Bankers have taken out ad buys against incumbent Republican Senator Roger Marshall of Kansas as he struggles to hold what has traditionally been a ruby-red Senate seat.

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    1h ago
    Sen. Roger Marshall, R-Kansas
  • Economic indicators
    What long-end crowding on the yield curve means for the Fed

    As tech firms increasingly rely on debt to build out their artificial intelligence buildouts, long-dated U.S. Treasuries are facing heightened competition.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    September 25
    Kevin Warsh
  • Inflation
    Consumers' financial vulnerability hits record high: Report

    The share of American households considered "financially vulnerable" rose to 17%, the highest level since at least 2018, according to the nonprofit Financial Health Network.

    berry-kate126x126.jpg
    By Kate Berry
    Reporter
    September 24
    WalMart shopper
  • Artificial Intelligence
    AI might be in its bubble phase. How exposed are banks?

    Banks are playing a key role in financing the buildout of artificial intelligence. If the industry falters, they will have much to lose — and that would be bad news for the global economy.

    By Nathan Place
    National Reporter
    September 23
  • Artificial Intelligence
    Banks batten down the hatches for rogue AI agent swarms

    As AI agents become more collaborative, creative and fast, banks need to defend themselves.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    September 22
    Hugging Face's website
  • Cyber Security
    Revolut's breach began with a stolen government password

    Roughly 680 customers were affected, none in the U.S. But the control that failed at Revolut is the legal intake queue every American bank runs.

    Carter Pape, American Banker
    By Carter Pape
    Technology Reporter
    September 18
    Revolut CEO Nik Storonsky Interview
  • Agentic Commerce
    Is there an agentic payments bubble?

    Volume on a rail for AI agents to make transactions has fallen 93% in 2026 while related startups flood the market, suggesting technology is developing faster than demand. But payment experts say there's still a very bright future for shopping and checkout via advanced forms of AI.

    By John Adams
    Executive Editor, Payments
    September 18
    visualization
  • Cryptocurrency
    What comes next for banks in a post-CLARITY Congress

    The failure of a much-anticipated crypto market structure bill Tuesday likely has doomed the effort to pass the bill in this Congress. The next version of the bill could be a double-edged sword for banks.

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    September 16
    Chuck Schumer
  • CHIME
    Chris Britt still says banking is broken, but Chime can fix it

    Over the last 14 years, Chime has risen from fledgling fintech to a poster child for what successful bank-fintech partnerships can look like. Now, as the neobank stands on the precipice of owning its own bank, it faces new challenges as it gears up to go toe-to-toe with some of the country's largest banks.

    By Joey Pizzolato
    Reporter
    September 16
    Chime Chris Britt
  • Artificial Intelligence
    11 ways banks can counter the threat of AI agent swarms

    Recent analyses found non-malicious AI agents can "think," emote and launch attacks unprompted. There are several things banks should do to protect themselves.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    September 14
    Sam Altman
  • Politics and policy
    What banks can expect if Democrats sweep Congress

    Polling suggests that Democrats could retake control of the House and have a formidable shot at the Senate as well. If they win both chambers, oversight of bank regulation, crypto and Trump administration officials will be the name of the game.

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    September 14
    Maxine Waters
  • 9/11 Anniversary
    Lessons from 9/11: How one NYC community bank rebounded

    Abacus Federal Savings Bank in Chinatown scrambled to reopen in the days following the World Trade Center attacks. The exercise resulted in the bank's first disaster-recovery plan.

    By Allissa Kline
    Reporter
    September 11
    Abacus Federal Savings Bank HQ building
  • Banking Crisis 2023
    FDIC won't have to return $1.71 billion to SVB creditors

    A federal judge found SVB Financial's management negligently prioritized yield over safety, allowing the Federal Deposit Insurance Corp. to retain the deposits after the bank's 2023 collapse.

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    September 9
    SVB run
  • Cyber Security
    Researchers find a hole in Microsoft's anti-spoofing fix

    Researchers showed a message with no return address slips past Reject Direct Send. Credit unions were told to close this kind of gap in 2021.

    Carter Pape, American Banker
    By Carter Pape
    Technology Reporter
    September 9
    Microsoft Ahead Of Earnings Figures
  • Regulation and compliance
    As feds retreat, California boosts fair-lending enforcement

    The federal government has largely stepped back from enforcing antidiscrimination laws in lending and housing. Under a recently passed bill, regulators in the nation's most populous state would seek to fill the void.

    By Nathan Place
    National Reporter
    September 3
    Downtown Sacramento California Capital Dome Building City Skyline
  • Monetary policy
    Warsh's words put markets at ease, but volatility remains

    Many traders took the Federal Reserve chair's tough talk on inflation as a signal that the central bank is poised for a rate hike, but the corresponding dip in long-dated bonds proved short-lived.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    August 31
    Kevin Warsh
  • Corporate governance
    What's driving activist investors, and how banks can be ready

    Data suggests that bank-focused shareholder activism in 2026 could exceed last year's activity, as investors continue to seek managerial and operational changes.

    By Allissa Kline
    Reporter
    August 31
    AB-082926-ACTIVISM.png
  • Federal Reserve
    What markets want from Fed's Warsh — and how he can deliver

    Federal Reserve Chair Kevin Warsh is slated to deliver the keynote speech at the Jackson Hole Economic Symposium Friday morning, and markets will be listening for assurances on inflation, the balance sheet and Treasury market turmoil. 

    By Ebrima Santos Sanneh
    Reporter
    August 27
    NYSE Kevin Warsh
  • Marketing
    How Google and Apple's youth plays are pressuring banks

    As the big tech firms step up their financial services outreach to the next generation, payment professionals say banks shouldn't be complacent about cultivating younger customers because they'll lose them.

    By Cheryl Winokur Munk
    August 26
    chart visualization
  • Top banks by reputation
    Banks' reputations kept up this year, but new anxieties linger

    RepTrak's 2026 bank reputation survey found the industry retained a historically strong reputation, though underlying data suggests consumers are skeptical of artificial intelligence and banks' ability to self-police in a deregulatory environment.

    By Ebrima Santos Sanneh
    Reporter
    August 17
    Chande in the banking industry reputation scores 2017-2026
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.