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Big banks with the strongest financial performance varied in asset size, geographies and services.

The payment company is collaborating with Brazil's national real-time payment network to reach more e-commerce merchants, while adding Affirm as an option to its in-store point of sale system. That, and more in the American Banker global payments and fintech roundup.

Cash-flow management tools: The ability for small business customers to access digital cash flow management tools will enable them to have real-time insights based on financial data,

A high-level bank executive will discuss how generative AI (GenAI) will empower small business bankers as strategic advisors,

Real-time payments innovation will continue,

The lender, which uses existing credit balances to fund installment loans, has linked to Samsung Pay and plans other partnerships in the future to build a global merchant network.

New data from American Banker finds that use cases for intelligent automation are growing across banks and credit unions alike, such as fraud and lending.

Affirm and FICO earlier this year took the first steps to incorporate buy now/pay later loans into consumer's credit reports. But it will be some time before lenders start making credit decisions based on the short-term installments, even if holdouts like Afterpay and Klarna decide to report to the credit bureaus.

The banks have invested in gen AI and embedded finance, respectively.