APIs

Bank of America Merrill Lynch has streamlined its virtual cards so that commercial purchasing clients may connect directly to the bank’s virtual card system and create single-use accounts in real time.

Banks' embrace of open-source development could eventually go beyond creating tools and apps — to something far more radical.

TD Bank's new lab seeks to divine the future of banking.

A new European Union directive guarantees that third-party providers can access bank customers’ account information. The requirement will trigger a new revolution in financial services in Europe that U.S. bankers should be tracking.

In a long-standing tradition, Credit Union Journal asked IT professionals to share the new things they’d like to have to help them have a successful new year. From data centers to more staff, their technology wish lists will keep Santa plenty busy.

Once 2018 arrives, significant new payment and data-sharing rules will take effect in Europe, and the fallout is expected to affect banks, merchants and technology vendors globally.

Analytics can customize experience for consumers and allow consumers to customize the experience for themselves, writes Matt Wilcox, senior vice president of marketing, strategy and innovation for digital banking at Fiserv.

Key efforts for banks include developing AI applications, adding fintech allies and strengthening cyberdefenses.

Some firms are investing in technology to help insurance clients shift to paperless payment processing.

Even though they do not face the immediate prospect of regulation requiring an open-banking policy, American banks should act as if they do.