Bank technology

In response to a data breach, Heartland Payment Systems Inc. plans to introduce encryption technology that exceeds industry standards — a shift that might attract customers and eventually lead to significant changes in the payment industry's approach to security.

Four international financial companies have agreed to use software from the Redwood City, Calif., account aggregation specialist Yodlee Inc. to offer online personal financial management services to their customers in three countries.

The Federal Home Loan Bank of San Francisco said its board has appointed Ned Moran as a senior vice president and its chief information officer.

Pulse Network LLC, a Houston debit unit of Discover Financial Services, said it has signed long-term renewals with two Wisconsin financial companies that use the debit network.

Umpqua Holding Corp. said Monday that it has hired Colin Eccles, a former Washington Mutual Inc. technology executive, as its chief information officer.

Goldleaf Financial Solutions Inc. said Monday that it has appointed Alex P. Hart to its board.

Total System Services Inc. is now handling payment processing for the Dutch credit card company PaySquare BV.

The table lists daily composite stock prices at 4 PM (unless otherwise noted) as measured by market capitalization.

The Mountain View, Calif., security technology vendor VeriSign Inc. has agreed to buy Certicom Corp., a Mississauga, Ontario, cryptography firm.

China UnionPay Data Services Co. Ltd., the joint venture between Total System Services Inc. and the payment network China UnionPay, has agreed to process card transactions for Bank of East Asia.

Shares in Deluxe Corp. dropped last week after the St. Paul check printer said the poor economy and slowing demand for checks drove down its fourth-quarter revenue and earnings.

Online aggregation sites are developing services that parse vast storehouses of their users' bank account data to find unwanted fees and charges.

Shares of eBay Inc. fell Thursday after the San Jose company delivered a first-quarter earnings forecast below analysts' estimates said the value of goods sold on its Web site had declined.

The French payment terminal maker Ingenico SA said fourth-quarter revenue rose 5% from a year earlier, to $288 million.

The financial technology company Fiserv Inc. announced Wednesday that Corporate One Federal Credit Union of Columbus, Ohio, has selected CheckFree Advantage Fee software to manage its billing processes.

As peer-to-peer lending sites become more established, they have had to adjust their business models, and with each tweak the companies seem to move closer to the model of a traditional bank.