Bank technology

First Data Corp. swung into the red in the third quarter as transaction growth in its merchant business and an increase in card issuing were offset by changing consumer spending habits.

Union Savings Bank has upgraded its online banking service using technology from Fiserv Inc.

Jack Henry & Associates Inc. is trying to make remote capture services more appealing to small merchants by introducing a program that lets its bank and credit union clients lease the equipment to their customers.

Top 25 Enterprise Companies in FinTech Published November 13, 2008 Review the methodology. Rank Ownership Total

Insurance Top 10 Published November 13, 2008 Review the methodology Rank FinTech 100 rank 1 Tata Consultancy Services (TCS) 6 2 ChoicePoint 17 3 CA (Computer Associates) 8 4 Fiserv 1 5 SunGard 3 6 Cognizant 12 7 SAS 13 8 Mphasis 39 9 Patni Computer Systems 35 10 Linedata Services 42

Correction: In the FinTech special report published Nov. 13, the Top 100 Companies in FinTech list understated Sophis' revenue for last year. It was $112 million; the 72.2 million figure was its revenue in euros.

Capital Markets Top 10 Published November 13, 2008 Review the methodology Rank FinTech 100 rank 1 SunGard 3 2 DST Systems 11 3 Tata Consultancy Services (TCS) 6 4 IPC Information Systems 22 5 Broadridge Financial Solutions 18 6 Cognizant 12 7 Misys 21 8 OMX Group 34 9 SAS 13 10 Advent Software 44

Municipal Employees Credit Union in Baltimore plans to implement core banking software from Fidelity National Information Services Inc.

Hoping to expand its lending to small businesses, Synovus Financial Corp. is introducing companywide a service that lets it examine the quality of its customers' accounts receivable as collateral.

Banking Top 10 Published November 13, 2008 Review the methodology Rank FinTech 100 rank 1 Fidelity National Information Services 2 2 Fiserv 1 3 Diebold 4 4 NCR 5 5 First Data 7 6 Metavante 10 7 SunGard 3 8 Total System Services 9 9 Tata Consultancy Services (TCS) 6 10 CA (Computer Associates) 8

JPMorgan Chase & Co. says a new method it tested for accessing the SwiftNet transaction system not only met its goals for being inexpensive and reliable, but also appears to be easy to use.

The wireless carrier Smart Communications Inc. of the Philippines is working with Roamware Inc. to develop a money transfer system.

MoneyGram International Inc. said it will offer money transfers and last-minute bill payments through Cardtronics Inc.'s Vcom kiosks, which are installed in many 7-Eleven Inc. convenience stores in several key markets.

Orbotech Ltd. has agreed to use security technology from Parascript LLC to process paper checks in Brazil.

Western Union Co. has started offering walk-in, cash-based bill payments in Peru.

BMO Financial Group has begun using pricing optimization software to help it price more effectively its unsecured personal loan and auto loan products.

The table lists daily composite stock prices at 4 PM (unless otherwise noted) as measured by market capitalization.

The payments software company ACI Worldwide Inc., making headway on its cost-cutting efforts, said Thursday that sales remain strong despite the struggles of its bank customers.