Bank technology

State laws requiring money-transmitter licenses have raised the barriers to entry for startups trying to compete with banks and entrenched companies like PayPal. But by keeping out smaller, more nimble payments companies, state regulators could affect the banking industry's long-term innovation and growth.

The use of social media channels promotes transparency, enhances customer service and helps establish a senior bank executive as the most accurate and trusted source of company information.

Join Bankthink and series contributors in discussing the types of products and services tomorrow’s banks might offer.

Redwood CU has cancelled 18,400 debit cards in the face of an apparent hacking into the database of Raley's supermarket chain that has led to fraud on as many as 200 of its member accounts.

Davis and Henderson's planned $1.2 billion acquisition of Harland Financial Solutions will make the Toronto company a significant player in the U.S. financial services technology market virtually overnight.

Fiserv has made an accounting application available in its online risk-management portal.

In the Chat analyzes and categorizes millions of social media posts to find mentions of a client's brand and products, looking for clues to customer service problems, those who might be interested in a company's products, and customers about to leave.

The New York bank's new patent offers insight into one way Chase is thinking about improving authentication, an area that banks nationwide are struggling to strengthen.

A hacktivist group that calls itself the Izz ad-Din al-Qassam Cyber Fighters is threatening a new wave DDoS attacks on banks, but security experts believe their tactics to be more nuisance than menace.

Our contributors have presented their ideas on how tomorrow's banks can offer customers value and make money for the long haul. Now it's time to share yours.

Miranda Hill, vice president and manager for Digital Innovation Capabilities at Wells Fargo Labs, tells Mary Wisniewski about some of the emerging technologies with which the bank is experimenting.

The virtual banking provider is moving its headquarters into an 85,000 square foot building in Austin, it announced Wednesday.

New executives are effecting an IT reawakening at Orrstown Bank to prepare it for growth. Projects being tackled include: enlarging the IT team, outsourcing the core, replacing the email system and redoing the digital channels.

The bank isn't just a place to store your money. It's a place to store your data under lock and key, but available to all those with permission to use it.

Mortgage technology company FNC announced Tuesday a browser-based platform that can shepherd banks and investors through the buying and selling of home loans.

In a move that will give D+H deeper roots in the U.S. and a broader product set, the Canadian company announced Tuesday that it has reached an agreement to acquire Harland Financial Solutions.

LendProtect announced Tuesday a partnership with Yodlee Interactive to create a new service designed to offer U.K. lenders a 90-day view of their prospective customers' bank account data, including deposits and payments.

The Securities and Exchange Commission charged Trendon Shavers with defrauding investors of nearly $150,000 worth of bitcoins through Bitcoin Savings and Trust, an online investment scheme he ran, and of making false claims while soliciting investments online in 2011 and 2012.

Cloud computing vendors should be reaping a windfall from bank clients, if a recent report is a true indicator.

A hack that exposes information on cellphones' SIM cards could potentially endanger customers' bank information.