Bank technology

Green Dot's recently launched branchless GoBank is holding personal checks deposited via smartphones for so long it raises questions about its grasp of its business model's risks and its customers' psyches.

A report from McAfee called "Cybercrime Exposed" provides insight into what it costs to operate cyber fraud.

A group that promotes the digital currency Bitcoin has thrown down the gauntlet with regulators, telling California officials that selling the digital currency does not require a state money transmitter license.

Wintrust Financial, a community bank holding company in Illinois, is piloting an app that lets customers pre-order cash at ATMs.

NCR announced Tuesday that Lake State Credit Union of Minnesota is using its Aptra Interactive Teller machine to better reach far-flung customers.

Interneer announced Tuesday that Los Angeles Firemen's Credit Union has decided to use its process automation software to enhance its self-service channels as well as efficiency between front-line staff and back-office operations.

Thomson Reuters is revamping its risk management platform with a new user interface.

An update to Google Glass that the search company began rolling out Monday will give users a new way to view and interact with banks' websites.

Where is regulated data most likely to leak out of a bank? Through employees' and customers' mobile devices, according to a recent study by the Ponemon Institute.

Total System Services closed its $1.4 billion acquisition of NetSpend on July 1, in line with its previously disclosed schedule for closing.

Jack Henry & Associates is launching a framework to help banks navigate federal and state standards for their online and mobile banking operations. The service is called Gladiator.

Intuit Inc. said Monday it has agreed to sell its online and mobile banking division for about $1 billion in cash to Thoma Bravo LLC, a private equity firm.

Big banks, including Citi and U.S. Bank, are developing a system to make mobile wallets more secure by walling off customer data from merchants and other third parties.

We asked readers if they believe consumers will be willing to pay a fee for access to mobile banking services.

The latest Mobile Banking Intensity Index finds that bank customers are continuing to adopt and use mobile banking at a fast clip.

Regulators are paying increasing attention to cyberthreats facing financial institutions, but many bankers are only just beginning to notice.

Banks can expect an explosion of new Trojan malware variants this year that could lead to fraud and theft against their online and mobile banking customers' accounts.

The Birmingham, Ala., bank announced Thursday its plans to bring video banking technology from NCR Corp. to its customers later this year.

California's financial regulator has baffled observers by sending a cease-and-desist "warning letter" to the Bitcoin Foundation. The letter accuses the nonprofit of acting as an unlicensed money transmitter, even though its main activities are promoting awareness of digital currencies and developing the Bitcoin protocol client software. Did the Golden State's bureaucrats blindly send out letters to any organization it could find with the word "bitcoin" in its name? This much is clear: Rapidly evolving payment technologies are confounding traditional ways of understanding money.

When Wolters Kluwer asked bankers recently which regulatory concerns keep them up at night, 46% said "regulatory reform" — referring to new rules stemming from the Dodd-Frank Act and the Consumer Financial Protection Bureau.