Banking

Heartland Payment Systems will be a distributor of American Express Merchant Financing, a program that allows small businesses to obtain credit based on annual card processing volume.

Checking-account customers who live in the Northeast and Southwest are more likely to enjoy consumer-friendly services than their counterparts in the Midwest and some Western states, according to a new analysis from Pew Charitable Trusts.

Their approaches differ, but one thing many bankers agree on is that growth depends largely on how well they cross-sell wealth management products to borrowers and depositors.

Capital Bank Financial (CBF) in Coral Gables, Fla., will revise certain financial statements in its 2012 annual report to reflect a better-than-expected balance sheet tied to a bank it bought.

National Bank Holdings (NBHC) in Greenwood Village, Colo., has received regulatory approval for its bank to pay a $313 million dividend to the holding company.

Safeguard Properties on Tuesday filed a motion to dismiss a fraud complaint by Illinois Attorney General Lisa Madigan that seeks to bar the Cleveland property inspection company from doing business in Illinois because inspectors broke into occupied homes.

Recent legal settlements have compounded big banks' fears about pursuing M&A, U.S. Bancorp chief Richard Davis says.

The payments association’s proposal comes amid regulatory scrutiny of bank relationships with online lenders, and could affect financial institutions' dealings with a range of other industries.

Community Financial (TCFC) in Waldorf, Md., has named William Pasenelli, its president and chief financial officer, as its next chief executive.

First Marblehead (FMD) in Boston plans to change its name to Collegiate Trust Corp. and initiate a reverse stock split to keep trading on the New York Stock Exchange.

Community banks are stepping up their mobile payments offerings — and a growing number say they're doing it more to please customers rather than for the direct profits.

Freddie Mac bought insurance covering a portion of losses on a pool of home loans from Arch Capital's Arch Reinsurance Ltd. unit, expanding risk-sharing efforts by the government-backed company.

Fiserv plans to integrate "device reputation" analytics from online security firm iovation into its authentication and anti-fraud services.

M&T Bank Corp. (MTB) said the U.S. Securities and Exchange Commission and the Department of Justice are investigating financial reports by Wilmington Trust Corp. before M&T bought the firm.

European bankers, regulators and government officials Tuesday will take part in a cyber-war games run-through, according to reports. The test, which is being hosted in London, is being called "Waking Shark II."

One of our Top Tech Tech Companies to Watch in 2012, Narrative Science is winning bank clients for SAR reporting and building a private cloud model.

DSK Bank is using a gaming app from Misys to teach customers about the bank's products and their own finances.

Banks, along with Fannie Mae and Freddie Mac, are revisiting mortgage lending policies to address fracking concerns. Some banks will no longer finance homes where an oil rig sits, and Freddie Mac says it can force the entire outstanding balance to be paid if an oil lease is signed.

The mortgage delinquency rate (the rate of borrowers 60 days or more delinquent on their mortgage) dropped 23.3% in the past year, ending Q3 2013 at 4.09%, according to TransUnion.