Data providers are aggressively marketing products aimed at providing lenders a better picture of consumers who don't have credit reports, but significant barriers are slowing the growth of alternative inputs for credit scores.

Whether the product is a video game or a bank account, no business should take customers for granted or underestimate competitors.

Freddie Mac plans to eliminate a $7,500 annual low-activity fee that has met with a backlash among rural banks that sell a small number of loans each year to the government-sponsored enterprise.

Farmers & Merchants in Long Beach, Calif., has grown significantly since 2008 largely because of successful efforts to keep key employees from bolting.

Banks are sitting on hundreds of thousands of vacant homes that are in foreclosure and repossessed properties at a time when housing inventory is at a low point, RealtyTrac said.

Inland Bank and Trust announced Tuesday that it is working with tech vendor Linkable Networks to begin giving its customers digital, card-linked coupons.

Renato Ramirez, who grew up in Laredo, Texas, and heads a bank there, recently received his community's most prestigious award for his philanthropic efforts.

Financial literacy website Nerdwallet has published a survey of fees on automated teller machine withdrawals and overseas transactions for checking accounts at 20 of the largest U.S. banks.

The U.S. Court of Appeals for the Tenth Circuit upheld a district court judgment in favor of the Federal Trade Commission and four state attorneys general against a woman involved in a scheme that deceived consumers by falsely promising them a “guaranteed” $25,000 grant from the federal government.

The U.S. Supreme Court reinforced companies' power to funnel legal disputes into arbitration, ruling in favor of American Express in an antitrust clash with retailers over the credit cards they must accept.

New York regulators announced a $250 million settlement Thursday with Bank of Tokyo Mitsubishi-UFJ (BTMU) for violating United States sanctions against countries including Iran, Sudan and Myanmar.

OptimumBank Holdings (OPHC) in Fort Lauderdale, Fla., can keep listing its shares on the Nasdaq now that a reverse stock split has brought the stock above the exchange's minimum price.

Several foreign-owned banks have been looking to expand in the United States, including Chile's BCI and Canada's TD Bank. Here's a look at foreign-owned banks that have an eye on U.S. expansion.

Banks will have to scrutinize their relationships with consultants, brace for the possibility of a wave of regulation of consulting practices and have backup plans in case a key advisor ever receives a punishment like the one New York state dealt Deloitte.

Consumer Financial Protection Bureau Director Richard Cordray defended the agency's new mortgage rules, data gathering activities and single-director leadership structure during a luncheon speech on Wednesday.

Federal Reserve Board Chairman Ben Bernanke said Wednesday that regulators are making steady progress on a number of critical rules under the Dodd-Frank Act, predicting that several final rules will be released in the coming months.

Sabal Financial, a buyer of distressed debt, has established Sabal Third Party Servicing, which will service commercial real estate and construction loans nationwide.

Regulators have published the latest catalog of places outside metropolitan areas where lending will earn banks credit toward their Community Reinvestment Act obligations.

Housing Secretary Shaun Donovan and four state attorneys general vowed to hold banks to the terms of the settlement while saying more institutions were likely to shortly join their ranks.

The $130 million-asset parent of Guernsey Bank said Tuesday it would pay roughly $5 million for Ohio State, which has three branches in the Columbus area.