The rules are fuzzy, but communicating with delinquent borrowers over social media networks, generally speaking, is a bad idea.

Under pressure from consumer groups and regulators, Urban Trust Bank (UTB) of Lake Mary, Fla., has agreed to stop charging overdraft fees on its prepaid cards.

First National Bank and Trust in Newtown, Pa., has given its president the additional title of chief executive.

Net interest margins continued to come under pressure in the fourth quarter. Net interest income, aided by loan growth, held up better.

Barclays announced Sunday that two of its top executives will step down in the coming months. The London-based bank said that Chris Lucas, its chief financial officer, and Mark Harding, its general counsel, have agreed to remain in their jobs until the bank can identify their successors.

A unit of Palmetto Bancshares in Greenville, S.C., has shed an enforcement order with the Federal Deposit Insurance Corp.

What they lack in deep pockets, small banks often make up for in agility and a willingness to try new technologies. Bank Technology News presents the top community bank IT projects of 2012.

JPMorgan Chase (JPM) is giving its wealthiest clients the chance to invest in the single-family rental market after other investments linked to the U.S. housing recovery jumped in value.

The global awareness campaign will focus on educating companies — especially those in developing countries — and working with regulators to establish more consistent capital guidelines.

Promontory Interfinancial Network is adding Bank Assetpoint to its suite of products, a service designed to be a one-stop shop for bankers and real estate investors to exchange loans and REO.

U.S. Century Bank, the nation's largest undercapitalized bank, is close to a deal that would give a controlling stake to local investors.

The $4.4 billion-asset company in Indiana, Pa., said Friday that it has named Fred Morelli Jr., a business advisor, and Frank Palermo Jr., a certified public accountant, directors.

FirstMerit's Sandra Pierce has two tough jobs. Overseeing the bank's expansion into her home state of Michigan, while leading the financial advisory board picked to rescue its biggest city.

Royal Bank of Scotland is expected to pay roughly $790 million to settle charges by regulators it manipulated a benchmark used to determine the rate at which banks loan to one another.

The $62 million-asset bank, which is owned by 28 Native American tribes, Alaska native corporations and tribal organizations, said Friday that it had hired Tom Ogaard as its president and chief executive, succeeding David Gilman.

The Federal Reserve Board has terminated enforcement actions against Oregon Community Bank & Trust in Oregon, Wis., and Security Financial Bank and its holding company in Durand, Wis.

The president and chief executive of MetroCorp Bancshares (MCBI) in Houston will be taking on an expanded role.

TowneBank in Suffolk, Va., has acquired The Clement Companies, an insurance agency in Greenville, N.C.

Citizens Community Bancorp (CZWI) in Eau Claire, Wisc., has shed its enforcement order with the Office of the Comptroller of the Currency.

Provident Financial Services (PFS) of Jersey City beat fourth-quarter earnings expectations as it lowered its loan-loss provision and profited from asset sales.