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Market Intelligence:
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  • Don't throw the baby boomer out with the bathwater

    Credit unions have been heavily focused on millennials but serving older consumers is just as important. Vehicle leasing is one way to reach both demographics.

    October 18
    Ken Sopp
    Ken Sopp
    Credit Union Leasing of America
  • Credit cards
    Should CUs fear Walmart and Capital One's new card partnership?

    The retailer and credit card giant are rolling out two new card offerings. The move could hit especially close to home for CUs with branches inside Walmart locations.

    By Kevin Wack and Michael Bartlett
    October 18
    CUJ-101719-CREDITCARDGROWTH.jpeg
  • Field of membership
    Charter expansion expands membership statewide for My Healthcare FCU

    The Gainesville, Fla.-based institution has a new TIP charter granting membership privileges throughout Florida, but no new branches are currently planned.

    By Melissa Angell
    Reporter
    October 17
    My Healthcare FCU net income - CUJ 101719
  • CECL
    Plenty of questions for credit unions following CECL delay

    FASB delayed implementation for the majority of banks and credit unions until 2023, but many in the industry still oppose the rule, despite regulators' attempts to ease the path forward.

    John Reosti Author Image
    By John Reosti
    Reporter
    October 17
    CUJ 062719-CECL prep.jpeg
  • Branch network
    A Day in the Life of Credit Unions

    In celebration of International Credit Union Day, CU Journal presents its 22nd annual photo essay showcasing "the credit union difference" in action.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    October 17
    Day in the Life cover art 2019
  • Branch banking
    How 'American Idol' and Amazon impacted credit union operations

    From increased cellphone usage to shifts in consumer expectations, two longtime executives look back on how the day-to-day business of running an institution has changed in recent decades.

    By Melissa Angell
    Reporter
    October 17
    Gary Swindler, left, the next CEO of WSECU, meets with tellers at the credit union's Olympia, Wash. branch.
  • Natural disasters
    Power outages the latest test of Calif. CUs’ disaster preparedness

    Northern California utility company PG&E recently shut off power to more than 2 million consumers, meaning some insitutions had to move quickly to minimize the outages' impact on operations.

    By Michael Bartlett
    October 16
    346990172_1-3.jpg
  • Financial crimes
    Former Municipal Credit Union chairman charged with obstruction

    Prosecutors allege that Sylvia Ash, a judge in Brooklyn, N.Y., helped Kam Wong, the former CEO of Municipal, cover up his fraud scheme.

    By Michael Bartlett
    October 16
    scales-of-justice-resize.jpg
  • Lending
    With recession threat looming, is it time for credit unions to pull back?

    At a national level, loan growth has been on the decline for months and could still get worse. Here's how some credit unions are tackling the issue.

    By Michael Bartlett
    October 16
    CUJ 100919-loan growth.jpeg
  • Overdrafts
    Digital Federal Credit Union settles $1.8M class action suit

    The Massachusetts-based institution, which will forgive more than $750,000 in fees, is the latest to come to an agreement regarding overdraft claims.

    Jackie Stewart, executive editor
    By Jackie Stewart
    Executive Editor
    October 15
    gavel-fotolia.jpg
  • M&A
    Ohio credit unions with firefighter roots merge

    The tiny Monarch Federal Credit Union joined Firefighters & Company FCU in order to offer its 1,000 members a wider range of products.

    Jackie Stewart, executive editor
    By Jackie Stewart
    Executive Editor
    October 15
    CUJ-101519-FIREFIGHTERS&COEARNINGS.jpeg
  • Career moves
    Expanding to new markets: Professionals on the move

    Notre Dame Federal Credit Union named a team to oversee its Arizona operations while other institutions made their own personnel moves.

    Jackie Stewart, executive editor
    By Jackie Stewart
    Executive Editor
    October 15
    AdobeStock_278104364.jpeg
  • Branch banking
    Rural branching strategy turns 'bigger is better' on its head

    One Wisconsin credit union's foray into a community of just 2,500 people has been a success, and it could be a template for other institutions to follow.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    October 15
    Total credit union branches reported to NCUA.
  • M&A
    Ventura County Credit Union and LA Financial CU call off merger

    The deal was announced in August and would have created a $1.3 billion-asset institution.

    By Michael Bartlett
    October 11
    Joe Schroeder, Ventura County CU.jpg
  • Using APIs to power digital transformation

    Credit unions often overlook ensuring that different systems and departments are well connected and can share data. Application program interfaces can help with that.

    October 11
    Pam Brodsack
    Pam Brodsack
    CO-OP Financial Services
  • Corporate philanthropy
    Repair and restore: Credit unions in the community

    Credit unions across the country are making a difference through repair projects, baseball sponsorship to fight hunger and more.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    October 11
    American First CU - CUJ 101119.jpg
  • Customer experience
    Can plans for branch upgrades pass the smell test?

    Some credit unions are experimenting with ambient scenting – adding distinctive but unobtrusive smells – in their branches. While those fragrances are meant to reinforce the institution’s brand, they could also have unintended negative effects.

    Jackie Stewart, executive editor
    By Jackie Stewart
    Executive Editor
    October 11
    CUJ-100919-AMBIENTSCENT.jpeg
  • Field of membership
    Allied Healthcare FCU adds to field of membership

    The Long Beach, Calif.-based institution can now serve workers from the healthcare industry in six counties.

    Jackie Stewart, executive editor
    By Jackie Stewart
    Executive Editor
    October 10
    CUJ-101019-ALLIEDHEALTHCAREEARNINGS.jpeg
  • Penalties and fines
    Small Illinois credit union fined over BSA compliance

    SmartChoice Credit Union, which holds less than $1 million in assets, has been penalized for failing to properly complete FinCEN searches.

    Jackie Stewart, executive editor
    By Jackie Stewart
    Executive Editor
    October 10
    p19h947e1611mprds1cv01rmt1270d.jpg
  • Career moves
    Celebrating longevity: Professionals on the move

    NH Federal Credit Union recognized an employee for her 30 years of service while other institutions promoted workers and hired new talent.

    Jackie Stewart, executive editor
    By Jackie Stewart
    Executive Editor
    October 10
    AdobeStock_268358363.jpeg
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

Download the American Banker app

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© 2026 Arizent. All rights reserved.