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Market Intelligence:
AI
Payments
Research
Industry Data
  • Payments
    Helping Members Avoid 'Tipping Point' On Credit Card Debt

    As consumer credit card holders in the United States continue to rack up increasing amounts of debt, some industry experts fear the situation may be close to a "tipping point" that could culminate a new wave of defaults and delinquencies.

    By Palash Ghosh
    December 11
  • Lending
    SBA Adopts New Credit Scoring Tool for Small Biz Loans

    The Small Business Administration has introduced a new online credit scoring tool that can be used for most of its small business loans of $350,000 or less

    By Colin Wilhelm
    December 11
  • Colorado Is No Model for a National Payday Rule

    As the Consumer Financial Protection Bureau considers rules to protect consumers who take out payday loans, some observers are pointing to changes that Colorado enacted in 2010 as a model.

    December 11
  • Technology
    Credit Unions Dominate List of Highest-Rated Mobile Banking Apps

    Credit unions ruled in a new ranking of the top mobile banking apps.

    By Palash Ghosh
    December 10
  • CUJ content
    Rare Credit Union-to-Bank Conversion Sought in California

    Monterey Credit Union in California is aiming to become the first credit union in more than year to convert to a state-chartered mutual savings association.

    John Reosti Author Image
    By John Reosti
    Reporter
    December 10
    ab121114convert.jpg
  • Technology
    Securityplus Tests Biometric Facial Recognition at Self-Service Kiosk

    BALTIMORE — A new biometric automated teller machine will soon allow members of Securityplus Federal Credit Union to conduct transactions via a kiosk equipped with facial recognition biometric software.

    By W.B. King
    December 10
  • Performance reports
    Golden 1 Gives Back $18 Million to Members

    SACRAMENTO, Calif. — Members of Golden 1 CU will be getting an early holiday gift from their credit union, as the CU's $18 million "Member Giveback Distributions" hit savings accounts Wednesday.

    freeman-lisa-2016-250.jpg
    By Lisa Freeman
    Former Editor in Chief
    December 10
  • Growth strategies
    Two Michigan Credit Unions Plan to Merge

    AUBURN HILLS Mich. — Genisys CU and Tri-Pointe Community CU announced Wednesday they intend to merge and then operate under the Genisys name.

    By Marian Raab
    December 10
  • CUJ content
    SkyOne Federal CU Receives Marketing Award

    SkyOne Federal CU in Hawthorne, Calif., has received an award from the Internet Marketing Association for its website and social media presence.

    broughton-kristin-126.jpg
    By Kristin Broughton
    December 10
  • CUJ content
    Ohio State-Michigan Football Rivalry Scores Win for Charity

    COLUMBUS, Ohio and ANN ARBOR, Mich. — Everybody loves collegiate football rivalries, and credit unions give generously to children's hospitals, so what could be a more perfect match than a "Money War" between these two college towns?

    By Michael Bartlett
    December 9
  • Performance reports
    A State-by-State Look At CU Growth: NCUA

    ALEXANDRIA, Va. — Median loan growth rates were up by 3.5% for the year ending in the third quarter of 2014, according to new state-by-state analysis from NCUA.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    December 9
  • Performance reports
    Charter Oak Celebrates Another Banner Year of Gold Rewards Participation

    WATERFORD, Conn. — Charter Oak FCU is awarding more than $393,000 in cash bonuses to members as part of its Gold Rewards program, hitting a new record for the CU's member-appreciation efforts and bringing total returns to more than $1.6 million.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    December 9
  • California
    Voting Underway For CU Direct's 20 For 20 Give Back Campaign

    ONTARIO, Calif. — CU Direct is celebrating its 20th anniversary by hosting a contest that will end with it donating $20,000 to a Children's Miracle Network hospital.

    By Michael Bartlett
    December 9
  • Technology
    Nacha Proposes Fee as Part of Faster Payments Plan

    The industry group that sets the rules for the automated clearing house network on Tuesday formally offered its proposal for developing a same-day payments system. It was the latest move in an industrywide push for faster transactions.

    broughton-kristin-126.jpg
    By Kristin Broughton
    December 9
  • Technology
    Service Plus CU Chooses Sharetec System For Core System

    MOLINE, Ill. — Service Plus Credit Union, a $21-million asset credit union here, has chosen Sharetec System, a developer of credit union software, for its core system.

    By Palash Ghosh
    December 9
  • Growth strategies
    Land of Lincoln CU Absorbs Sangamo Chapter CU

    DECATUR, Ill. — Land of Lincoln CU has absorbed the former Sangamo Chapter CU and now offers products and services to all those who live or work in Sangamon County, Ill.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    December 9
  • Payments
    PenFed Teams With 3 NFL Legends To Launch Promise Card Challenge

    Three former stars of the National Football League are acting as "ambassadors" for a credit card promotion by $18.5 billion Pentagon Federal Credit Union.

    By Michael Bartlett
    December 9
  • Lending
    Consumers Defaulting Less On Credit Card Debt, But Taking On More Loans

    Data indicates that not only are more and more people acquiring credit cards from credit unions, but that the default and delinquency rates were lower for credit cards issued by credit unions than those offered by banks.

    By Palash Ghosh
    December 8
  • Michigan
    Police: String of CU Robberies May Be Connected

    LANSING, Mich. — Following five unsolved credit union robberies in three months, police here are investigating whether the crimes are connected.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    December 8
  • Colorado
    Newly Chartered 'Pot CU' Could Open Doors Before Insurance is OKd

    DENVER — Fourth Corner CU, the new Colorado state charter aimed at serving the legal marijuana industry in the state, reportedly will open for business Jan. 1, regardless of whether it has deposit insurance in place at that time.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    December 8
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

Download the American Banker app

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© 2026 Arizent. All rights reserved.