Data modeling

Attempts to rewrite the method for determining unintended discrimination in housing should not bleed into fair-lending laws.

Testing shows an overreliance on machine learning data can unfairly harm credit scores.

A thorough process for approving experiments with artificial intelligence, clear philosophical principles and diverse human involvement are some of the ways BofA says it's working to ensure AI does no harm.

Growers Edge is adapting retail financial technology to compete with traditional banks in ag lending and crop insurance.

Every organization has some kind of plan for the future, but advances in technology, cyber threats, changes in regulation and political uncertainty make it extremely difficult to plan for what lies ahead, writes Ian Stone, CEO of Veualta.

The bank and card program provider is starting to use AI in many areas, but it's also trying to build paths forward for employees whose jobs will be affected.

Policymakers need to update banking regulations to minimize the risks posed by technology companies entering financial services, a well-known policy analyst says in a new paper.

Una Fox will be in charge of using AI and other data-driven technology to figure out what customers want from digital banking and how they want it.

Two of the credit union movement's biggest names are teaming up to help CUs better tackle big data.

To compete with fintech startups, banks need to find more ways to use the mountains of data already at their disposal.

To compete with fintech startups, banks need to find more ways to use the mountains of data already at their disposal.

The White House announcement of Dino Falaschetti as the choice to run the Office of Financial Research comes amid signs that the administration has attempted to reduce the agency's independence.

Consumers who regularly pay their bills on time for things such as their cable and mobile phones should be able to build their credit histories.

The Federal Reserve Board on Thursday proposed to give banks more insight into portfolio performance under its stress testing models in an effort to help banks better understand the Fed’s methodology.

Using historical patterns to predict the next financial success or crisis seems rational. But beware the human psyche’s tendency to concoct order out of randomness.