Deposits

The divide highlights a lingering question about how much commercial and retail depositors value cutting-edge technology over price — and whether midsize banks can keep pace with bigger rivals when it comes to tech investments.

The Oregon-based credit union reported "strong loan demand" in all regions it serves.

The Los Angeles bank also benefited from a reduced reliance on costlier certificates of deposit.

If banks with high loan-to-deposit ratios overpay for brokered and promotion-driven deposits to fuel loan growth, they run the eventual risk of a liquidity crunch in an era when deposits — and the economy itself — are expected to be more volatile.

The San Diego company said the deal will bring in low-cost deposits and create a new source of fee income.

A BankThink argues that Treasury's GSE cash infusions are just the return of stolen money; MUFG wants its Union Bank to be one of the nation's 10 largest; fintech promises a 30-minute mortgage; and more.

The field is crowded, but that’s not stopping well-established banks from trying to reach new markets by creating separately branded digital units.

On Dec. 31, 2017. Dollars in thousands.

More buyers, spurred by increased lending and an improved economy, are pursuing deals for banks with an abundance of cheap deposits.

Wells Fargo gets tipped off by OCC on investigation; HSBC is wading back into U.S. mortgage waters; a bank uses artificial intelligence to combat money laundering; and more.