Disruptors

More regulation, more regulators and more regulatory uncertainty both increase the cost of and inhibit financial services and payments innovation.

More regulation, more regulators and more regulatory uncertainty both increase the cost of and inhibit financial services and payments innovation.

With millions of Alexa and Google Home devices now in use, first-mover banks are rapidly developing services to let customers control their finances using only their voice — even if there are still many kinks to work out.

The court decision regarding the “valid when made” doctrine moved us further away from creating a more effective and inclusive financial system.

Borrowing from the startup world and some popular TV shows, Citigroup is encouraging employees to pitch innovative ideas to a panel of senior execs who could give them the green light to start work.

The digital-currency startup, which markets software to banks, appears keen to signal that it wants to play by the rules.

The startup is betting that a venture offering safe storage of digital assets will entice billions from banks and other institutional investors.

The startup Intrinio lets algorithmic traders and banks pick the types of company and market data they want to use rather than pay a large monthly fee for a broad, terminal-based service.

Brian Behlendorf, leader of the Linux Foundation's effort to establish standards for blockchain, likens the invention of cryptocurrencies to the moon launch and says banks, open-source developers and others are working to make the underlying technology commercially viable.

As more startups turn to initial coin offerings to raise capital, financial institutions will seek reassurance that their blockchain and other fintech partners are aboveboard.