The complexity of solutions leaves a space for outside competitors to gain share, says Token's Todd Clyde.

Consumer demand for digital financial services will inspire a wave of new partnerships.

The startup — whose backers include CitiVentures, SVB Capital and Microsoft's venture fund — says it's building an end-to-end platform for small businesses that integrates loans, checking, payments and other services.

The rise of challenger banks has meant that this revenue stream is becoming increasingly squeezed.

Congress can help create a more uniform federal regulatory testing ground to foster innovation.

Former Comptroller Thomas Curry, who initially proposed the special charter now blocked by a judge, calls on policymakers to find another way to regulate financial tech startups.

Earnings hit could be avoided if BB&T and SunTrust complete deal by 2020; Fannie and Freddie will likely exit conservatorship by 2024, Calabria says; tired of paying 'ransom' to core vendors, two small banks fund new one; and more from this week's most-read stories.

Google doesn’t want to be a bank, but its move to offer checking accounts through Citi and a Silicon Valley credit union is a digital wallet architecture shift that will have far-reaching implications for technology-backed payment companies.

China dominates the business. Facebook's proposed cryptocurrency could help alter the balance of power.

Consumer demand for digital financial services will inspire a wave of new partnerships.