Payments

New patents provide a glimpse into how Apple Inc. plans to personalize the payments experience by harnessing Apple’s iMessage channel, bringing it in line with message-based P2P services from Venmo, Facebook, Google and others.

Consumer credit is better than ever before, even as Americans households have started levering up. But the big question for banks looking to re-commit to consumer lending is how.

MasterCard is unveiling an app that takes the Internet of Things to its logical extreme, stopping only one step short of becoming Star Trek's instant food replicator.

Transportation is one of the most obvious venues for mobile transactions, though it can also be one of the most difficult, given the legacy infrastructure and the vast scale of most systems.

Payments technology provider Elavon says it is among the first payment processing companies to offer Apple Pay to Canadian businesses.

From fairly humble beginnings three years ago with the low-fee Bluebird prepaid Amex card and the Serve platform, Walmart has gotten more and more aggressive — and welcoming — with payments innovation.

Bitcoin Direct has a heavyweight behind its latest digital wallet – literally.

Alibaba Group Holding Ltd.'s finance affiliate is seeking at least 10 billion yuan ($1.5 billion) in a second round of fundraising ahead of a planned initial public offering, a person familiar with the matter said.

Near Field Communication has been the burr in the saddle of emerging payments technology these past five years.

Glacier Restaurants, having examined the wide array of choices to tap mobile technology, has concluded that the best entry-level mobile transaction is the digital gift card.

When it comes to online commerce, the point at which money changes hands has often been the moment a sale falls apart.

It's impossible to predict the future, but many companies in the payments industry have already made commitments that will shape the year ahead. Here are a few things to expect in 2016.

As debt collection abuse cases rise in prominence and regulators ponder new rules, it's time to give the idea of a national debt registry a closer look.

The heaviest adopters of fintech products in major global markets have a lot in common: They’re young, urban and tech-savvy, and their use of digital financial services tools could double in the next year, a study from by Ernst & Young Global Ltd suggests.

Since the dawn of the modern mobile payments era, Starbucks has positioned itself as the poster child for how the technology can resonate with customers. And it's not about to rest on its laurels.

Several organizations, such as Swift and The Clearing House, announced faster payments initiatives this year. Those initiatives will likely play critical roles in 2016 in helping the Fed plot ways to modernize the U.S. payments system.

Despite increased investment and development in the consumer payments space around mag stripe, EMV and contactless payments solutions, there is still a huge concern when it comes to data theft.

Square has long enjoyed the first-mover advantage that came with democratizing payment acceptance. But as the payments industry advanced and Square's own needs became more complex, the company is more challenged than ever to stay relevant, even to the merchants who accept credit cards only because Square made it easy.

It's hard to come by hard data on consumers actually using mobile wallets to pay in stores, but these consumers do exist.

Far from the madding crowd, the GE spinoff Synchrony runs an innovation lab in Stamford, Conn., that is buzzing with pragmatic projects and a culture that promotes collaboration and quick execution of new ideas.