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Market Intelligence:
AI
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Industry Data
  • Earnings
    'Digital gold': Visa bets big on cryptocurrency

    CEO Al Kelly sees strong potential in central bank digital currencies and other virtual assets.

    By John Adams
    Executive Editor, Payments
    April 28
    Visa CEO Alfred F. Kelly Jr.
  • Retailers
    One of America's oldest wine sellers starts taking crypto

    Acker wants crypto investors to convert their wealth into expensive wines.

    By John Adams
    Executive Editor, Payments
    April 26
    Acker wine shop
  • Earnings
    Discover invests in tech to win more consumers

    The card brand is expanding identity theft protection and using data analytics to reach beyond its current customer base.

    heun-dave-blog.jpg
    By David Heun
    Associate Editor
    April 22
    cropped Roger-Hochschild-hallway-recreation@2x.jpg
  • Lending
    Signature Bank raises its bet on cryptocurrency

    The New York bank, which holds deposits for the stablecoin firm Circle and enables payments for the smart contract provider GreenBox, wants to provide loans to crypto firms as well.

    By John Adams
    Executive Editor, Payments
    April 22
     Joseph DePaolo, president and CEO of Signature Bank,
  • Loyalty and rewards
    Capital One airport lounge is a reward without a credit card

    Cardholders get a discount, but anyone can use the issuer's new airport lounge — even kids.

    By Kate Fitzgerald
    Senior Editor, Payments
    April 21
    Capital One airport lounge concept art
  • P-to-P payments
    Venmo primes a younger crowd for crypto payments

    The PayPal subsidiary serves a more youthful and tech-savvy demographic than many of the mainstream payment companies that have already added crypto support.

    By John Adams
    Executive Editor, Payments
    April 20
    Venmo app icon
  • Credit cards
    Apple Card now lets multiple family members share credit line

    The new feature allows users to add thin-file spouses and teens on one account.

    heun-dave-blog.jpg
    By David Heun
    Associate Editor
    April 20
    Tim Cook 2019
  • Fintech
    Stripe takes aim at European business banking

    By taking its U.S. card issuing technology to more countries, the fintech is becoming a bigger threat to the acquiring banks that focus on B2B payments.

    By John Adams
    Executive Editor, Payments
    April 20
    Stripe office
  • Fintech
    What the demise of Barclays' P2P app means for other banks

    The shutdown of the U.K. company's Pingit app demonstrates why even the most tech-savvy banks should collaborate with fintechs rather than go it alone.

    By John Adams
    Executive Editor, Payments
    April 15
    Barclays logo mirrored
  • Payment processing
    How banks can use cleaner payment data to improve loyalty, marketing

    The fintechs Nymbus and Segmint teamed up to translate the gibberish on bank statements into actionable data.

    heun-dave-blog.jpg
    By David Heun
    Associate Editor
    April 14
    Nate Shahan, co-founder and chief product officer at Segmint Inc.
  • Credit cards
    Credit cards seek a role in preventing buy now/pay later defaults

    Issuers may provide relief for borrowers who fall behind on installment loans — and mitigate some of the reputational hit to merchants in the process.

    By Kate Fitzgerald
    Senior Editor, Payments
    April 8
  • Real-time payments
    Dwolla API adds real-time payments via Cross River Bank

    The partnership provides the fintech's clients with access to The Clearing House's RTP network.

    heun-dave-blog.jpg
    By David Heun
    Associate Editor
    April 6
    Brady Harris, CEO of Dwolla
  • M&A
    BofA acquisition makes its health care payments business more nimble

    The bank's purchase of AxiaMed gives it a digital gateway to the medical industry, speeding deployment amid growing competition.

    By John Adams
    Executive Editor, Payments
    April 5
    Bank of America window sign
  • Payment processing
    PayPal, Visa chart a course for crypto that banks could follow

    The two payment brands have found ways to limit currency conversion risk — a key concern among banks and merchants.

    By Kate Fitzgerald
    Senior Editor, Payments
    March 31
    PayPalDanShulmanBL
  • Debit cards
    Debit's on a roll. Are small merchants getting rocked?

    The Justice Department's probe of Visa highlights whether merchants are properly equipped to adapt to the cost of debit spending as more commerce goes digital.

    By Kate Fitzgerald
    Senior Editor, Payments
    March 30
    Chip and PIN card payment
  • Fraud detection
    Digital fraud focuses on younger consumers

    The abrupt shutdown of retail a year ago led to a rise of digital shopping — and fraud. And the most tech-savvy consumers may be the most vulnerable, according to TransUnion data.

    By Kate Fitzgerald
    Senior Editor, Payments
    March 26
  • Digital payments
    NFTs and payments: A frontier with lots of promise—and risk

    Non-fungible tokens are taking the digital world by storm. They could displace traditional payment rails, but they could also be a handy tool for cybercrooks.

    By John Adams
    Executive Editor, Payments
    March 23
    Beeple digital art
  • Contactless payments
    Even a small credit union couldn't escape the demand for contactless payments

    Early in the pandemic, Michigan's Astera Credit Union realized that if it could not support touchless transactions, its members were likely to go elsewhere.

    By John Adams
    Executive Editor, Payments
    March 22
  • Compliance
    Merchants respond to DOJ probe of Visa debit card practices

    The Justice Department has already successfully intervened to break up Visa's deal to buy Plaid. Merchants welcome reports that it is looking at Visa's routing practices.

    By Kate Fitzgerald
    Senior Editor, Payments
    March 19
    Visa cards in shadows
  • Digital payments
    How Wells Fargo and Current keep digital banking novices engaged

    Showcasing contactless ATM access and enabling easier use of stimulus funds are among the ways the megabank and digital upstart are tailoring services to customers acquired during the pandemic.

    Daniel Wolfe 2024
    By Daniel Wolfe
    Interim editor-in-chief, Digital Insurance
    March 17
    Josh Stephens, Current
Load More
23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

Download the American Banker app

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.