In the second part of a two-part conversation with American Banker, miiCard's James Varga discusses how his company leverages the trust placed in banks to create "digital passports" for consumers to prove their identities without oversharing information.

U.S. Bank in Minneapolis has updated its mobile corporate payments to allow the use of virtual card accounts, which give users a temporary 16-digit number to execute transactions.

The rapid pace of change has forced payment companies to collaborate more often, a posture that will help the industry in the future, even if EMV and other innovation disrupts the market.

Traditional assumptions about how demographic groups adopt digital channels are fading as comfort with new technology becomes common, according to new research from payment processor Total System Services (TSYS).

Samsung Electronics Co. delayed the start of its mobile payment service until September, further hindering its ability to gain ground against competing services from Apple Inc. and Google Inc.

Visa and Verifone hope to reach merchants that are anxious to follow the shopping experience as consumers make purchases through a combination of apps, websites and in-store visits.

It comes as a shock to few people that we’re currently in a period of high fraud, in an environment that can be characterized with words like “high risk” and “unstable.”

Royal Bank of Canada (RBC) is already working with the features of the upcoming Android operating system that Google previewed last week, with the goal of improving the usability and security of mobile payments.

After suffering a major data breach in 2008 when hackers infiltrated its payment processing network, Heartland Payment Systems took great efforts to become the poster child for digital security. But thieves found another way in.

Virtual Piggy's Oink, a mobile wallet app that designed for teens, has introduced a peer-to-peer payment option.

Heartland Payment Systems has reported it suffered another data breach last month.

Revel Systems found its niche in the point-of-sale landscape by developing software that turned an iPad into a payment terminal. But a WiFi-based device such as a tablet is only as strong as the WiFi signal it's connected to.

Heartland Payment Systems has reported it suffered another data breach last month.

Intuit, which works with numerous small-business owners through its QuickBooks software and other products, is learning that convincing merchants to adopt EMV technology will require more than just educating them on the technology and the consequences of missing the card networks' October deadline.

Payments security researchers today find themselves in an awkward position and it's retailers who have put them there.

JPMorgan Chase is now live on clearXchange, a multi-bank person-to-person transfer network that it helped found in 2011, but the competitive landscape for P2P has changed a lot in the intervening years.

Corporate payment solutions provider WEX is introducing a fuel card that is co-branded with GE Capital.

Cloud services provider Akamai Technologies and data security vendor Trustwave are partnering to provide customers with cybersecurity defense mechanisms from their respective portfolios.

Google Inc., looking to expand its mobile capabilities, has acquired Pulse.io Inc., which specializes in making applications faster and more responsive.

One of the iconic images to come out of Google's Android Pay presentation last week is its app loaded with one American Express card — and three retailer loyalty cards.