Google’s announcement of Pony Express, a bill presentment and payment service, has caught the attention of many financial service providers including banks and credit unions.

Experts from the banking, retail and technology sectors gathered last week for SourceMedia's annual Card Forum and Expo, sharing their predictions for the payments industry's next step. Some were involved in Apple Pay from day one; others are looking past it to the next big thing.

Papa John's is integrating its mobile and online checkout process with Venmo, a PayPal-owned system that fuses mobile and social networking to enable person to person payments.

VACAVILLE, Calif. — Whatever you do, don't call it a branch. Travis Credit Union 23rd location is a Financial Solution Center.

Virtual Piggy, owner of the youth payment service called Oink, announced April 10 it had hired a "financial advisor to explore strategic alternatives," which often means a company may soon seek a buyer or investor.

From RBC's perspective, the future will be better served by multi-purpose devices like the Apple Watch, which can store multiple card accounts and be controlled by the consumer from a Bluetooth-connected smartphone.

Only 10 people in the bank were allowed to know what the project's goal was, and the other Apple Pay partners were known only by code names. But even though Apple was running the show pre-launch, U.S. Bank had a daunting task ahead of it once the restrictions lifted and Apple revealed its mobile wallet to the world.

The payment companies that serve micro merchant communities face many inventive fraud schemes, and the fraudsters behind them are getting wiser about how to appear legitimate.

Lyle Beckwith of the National Association of Convenience Stores argues that debit card interchange is unfairly high. But this argument ignores several key points.

PayPal will be guaranteed a reliable source of revenue after the payments service separates from EBay Inc. later this year.

Bank regulators plan to release their self-assessment tool later this quarter to gauge institutions' cyber readiness, but many see it as sign of more prescriptive measures down the road.

Idea Bank in Poland aims to win over new small-business customers with an Uber-like service that orders cars equipped with ATMs and cash deposit machines to drive to them.

After a making a number of adjustments to overcome a shaky start, Google Wallet is starting to build momentum with merchants, this week adding Shopify, Dunkin Donuts and Seamless to the roster of companies supporting the search company's mobile wallet.

With so much focus on specific mobile devices and form factors for delivering a payment, banks and issuers can lose sight of the fact that consumers will ultimately decide how and when they will pay, said Cheryl Guerin, executive vice president and U.S. product and solutions lead for MasterCard Inc.

Prosper Marketplace, one of the leading U.S. consumer marketplace lenders, announced $165 million in equity funding from large banks and other investors Wednesday.

With only six months to go before the EMV chip-card liability shift takes effect, many U.S. merchants are not yet aware of the EMV migration.

BBVA Compass is launching real-time payments through Dwolla, but the really interesting part is what's going on beneath the surface: the bank is opening its technological black box to a nimble startup in order to speed innovation.

Snapdeal, an Indian online marketplace similar to Amazon, eBay, and Alibaba, reached a deal to acquire FreeCharge, an Indian mobile transactions service.

CHICAGO -- A gender disconnect in mobile payments is emerging as one of the persistent obstacles to the new technology.

E-commerce gateway Klarna will soon launch in the U.S., the latest Swedish payment company to seek market share in the country.