RANCHO CUCAMONGA, Calif. — Last year CO-OP Financial Services revisited its mobile app offering and determined that to remain competitive, updates would be required.

Offering a mobile banking app is the price of admission in today's financial services marketplace. But simply providing members with an app doesn't necessarily equate to high adoption/user rates.

New technology has made amazing advances in business processes, but there's one common pain point that so many companies we talk to still share: printing and mailing paper checks.

Discover, the only major U.S. card brand not connected to Apple Pay, is thus one of the few major credit card issuers not shoehorning Apple into its ads. But Discover has never been one to ignore a marketing opportunity.

Mobile wallets are typically designed to be most useful at the point of sale. Israeli location-based technology vendor WiseSec sees an opportunity to extend a mobile app's utility throughout the store by using beacons that can sense how far away a shopper is.

A federal judge has upheld a Texas law that bars the state's retailers from charging an additional fee to customers who pay with a credit card.

New disclosure rules from the Consumer Financial Protection Bureau don't go into effect until this summer, but lenders are already worried about compliance and fearing it may make the closing process far more difficult.

As the Federal Reserve and other entities push toward developing a faster payments system in the U.S., it has become increasingly apparent that a good place to start is through debit networks.

Google Glass, the search giant's eyewear that doubles as a computer, has been discontinued with consumers — for now. Even so, bankers who have experimented with the device say it was time well spent.

The New York Department of Financial Services has published revisions to the agency's proposed framework for regulating virtual currencies.

Alibaba Group Holding Ltd.'s finance arm agreed to buy a 25% stake in One97 Communications Ltd., owner of an online payments processor, to tap into India's growing e-commerce industry.

Mobile payments provider Spindle will provide aggregation technology to EggZack to resell to mobile point of sale and e-commerce merchants.

It's not enough for bank chiefs to delegate digital responsibilities to younger staffers. Only by understanding the mentality of tech-savvy customers can bank leaders develop smart strategic planning.

By linking mobile payments with money transfers, Western Union created a new use for Apple's mobile wallet. But it must still rigidly conform to the basic requirements of an Apple Pay transaction — without a bank account, there is no payment.

Anthem Inc., the second biggest U.S. health insurer by market value, said hackers obtained data on tens of millions of current and former customers and employees in a sophisticated attack that has led to a Federal Bureau of Investigation probe.

Supporters of the moves to enhance the availability of low-down-payment loans deny that the industry is taking on too much risk as a result of those moves as some critics claim.

There have been many attempts in recent years to convince issuers and consumers to store multiple payment accounts in a single high-tech card, typically with an emphasis on consumer choice. A new approach uses the same technology but packs in data analytics to take some of that choice out of consumers' hands.

Anthem Inc., the second-biggest U.S. health insurer by market value, said hackers obtained data on tens of millions of current and former customers and employees in a sophisticated attack that has led to a Federal Bureau of Investigation probe.

The New Jersey Assembly is weighing whether to pursue legislation that would make the state a haven for digital currency businesses.

The New Jersey Assembly is weighing whether to pursue legislation that would make the state a haven for digital currency businesses.