JPMorgan Chase heavily markets its Sapphire Preferred card to travelers, but without an EMV chip, the Sapphire card was losing its luster for some users.

DENVER — Credit unions are being offered some insights into consumer trends and what might lie ahead from some big brand-name companies.

NORTH CHARLESTON, S.C. — One CU is touting the benefits of going paperless-not just for members, but for the board.

New QM Regs Have Some Working Overtime

ST.PAUL, Minn. — In a few short years, mobile banking has morphed into a must-have service. And while most credit unions are using mobile in some capacity, important lessons from the field are determining how to package new offerings.

WASHINGTON — Over the last year, there has been a plethora of denial of service attacks (DDoS) at financial institutions, including Patelco Credit Union, University (of Texas) FCU, Key Bank, M&T Bancorp and Zions Bank, among others.

RICHLAND,Wash. — Gesa CU's move to virtual teller branches have reduced staff turnover, sped up transaction times, reduced the cost of branch expansion and even scored the CU the 2013 Excellence in Technology award at this year's CUNA Technology Council Conference.

TUSCON, Ariz. — Undertaking new technology initiatives often comes with a few bumps in the road, which is why successful solution launches are all the more sweeter. For Hughes Federal Credit Union, a recent overhaul of its online banking platform was just that-a sweet success.

TULSA, Okla. — With the Consumer Financial Protection Bureau's qualified mortgage (QM) regulation implementation date looming large, credit unions are gearing up to make sure all of their related software and operating systems ducks are in a row.

This month, Microsoft and Sony are launching new machines with a whole new take on games, movies — and payments. And they're not the only ones applying video game strategies to the payments industry.

Payment processor Vantiv is partnering with mobile carrier Sprint to launch a tablet-based mobile point of sale system for merchants.

FICO plans to help credit and debit card-issuing banks cut down on fraud through its new service that uses a mobile phone to determine a cardholder's location.

MasterCard's support of Rogers Communications Inc.'s Suretap mobile wallet makes the emerging payments landscape in Canada a little more crowded — and makes MasterCard's strategy a little more diverse.

Paul Burmester has been appointed the new CEO of telecommunications-based fraud prevention software provider ValidSoft Ltd., replacing Pat Carroll, who will serve as the company's executive chairman.

Visa's payWave contactless technology will power a new Orange Cash mobile payment system that will provide loyalty programs and coupons for consumers across France.

Merchants labeled high-risk often have trouble finding processors willing to work with them, but they may have better luck if they adopt a digital currency designed to prohibit chargebacks.

Microsoft's Larry Hryb, known to gamers as Major Nelson, recently posted a six-second video demonstrating how the company's new Xbox console redeems codes for games and subscription services. It's six seconds that many in the payments industry should watch.

German carrier E-Plus Gruppe plans to give Near Field Communication payments a boost with a mobile wallet that also uses QR codes for redeeming loyalty points and discount vouchers.

Vendors need to make their products easy to modernize and integrate, says Inder Koul, who runs IT at First Niagara.

HASTINGS, New Zealand — A credit union advertising campaign that looks like it was lifted straight out of the 1950s has prompted some emotional reactions from Kiwis.