Payments innovations frequently seem to come about from situations where people worry they might not have enough cash on hand for a tip. Years ago, taxis added card readers in part to address this issue, and today, parking valets are experimenting with something similar.

The online bill payment company Manilla says it has delivered more than 2 million statements since its February launch. It allows issuers such as Citi to place dynamic ads on digital statements.

Mobile payment development may be held back by the unnecessary confusion surrounding mobile wallet security and standards, according to a top MasterCard executive.

Target has once again proven to be a breeding ground for payment innovation. The retail giant, which gave an early boost to the Starbucks mobile payment app and the American Express low-fee prepaid card, has given shopkick the go-ahead for a nationwide rollout of the vendor's mobile rewards system at its stores.

U.S. Bancorp is using technology from Fiserv to offer an iPad banking app with a heavy focus on payments.

Prepaid card users may have smaller incomes than mainstream bank customers, but they deposit larger checks and they demand their funds in real time, making mobile check capture a riskier proposition for this audience.

With no clear picture of what will constitute a Consumer Financial Protection Bureau audit, ACA International and DBA International are teaching members about best practices under the Fair Debt Collections Practices Act, which both associations say provide the best existing guidelines for meeting CFPB compliance. The CFPB is expected to clarify its guidelines for audits July 21.

GREENSBURG, Penn. – Westmoreland Community FCU has signed with Geezeo to provide the company’s white label personal financial management and engagement banking platform to its members.

SUPERIOR, Wis. – Superior Choice CU has begun sending its members branded electronic newsletters provided by IMN to alert them about news and encourage members to take advantage of timely financial products, such as loan and savings programs.

PAWTUCKET, R.I. – Pawtucket CU has selected Q2eBanking’s suite of electronic banking solutions.

SAN ANTONIO – San Antonio FCU has deployed Wescom Resources Group’s MemberEdge Mobile Banking solution, with Vertifi Software’s DeposZip mobile remote deposit capture solution.

Zynga's social games — especially its hit Facebook game FarmVille — are a big deal in digital payments. Its games are the key to the success of Facebook Credits, and they may provide a similar boost to American Express' Serve.

Online merchants are dealing with hundreds of thousands of fraud attempts each day, but they say the various fraud-prevention tools at their disposal are helping them fight off the attacks.

ROCKVILLE, Md. – National Institutes of Health FCU has become one of the first lenders to implement Mortgagebot’s new consumer lending module to its PowerSite integrated point-of-sale solution.

Intuit is offering thousands of dollars in prizes for businesses that upload video testimonials about using its GoPayment mobile card reader. It also released a survey that suggests merchants forgo $7,000 a year due to lost sales if they do not accept cards.

There is still more talk than action around mobile payment systems that use near field communication chips, leaving plenty of opportunity for so-called bridge technologies.

OMAHA – Centris FCU announced this morning it is rolling out eight Nexxo Financial Corp. kiosks that will offer a menu of services to low-income consumers, including check cashing, money orders, pre-paid card loading, bill payment, money orders, and cash withdrawal--the first financial institution to launch the new service.

LAS VEGAS – One Nevada CU has introduced mobile remote deposit capture, which allows members to take a photo of a check and deposit it using an Apple iPhone or iPad or Google Android mobile device.

TAMPA, Fla. – Grow Financial FCU said it has installed Dell enterprise technology to enable its members to make smart, timely financial decisions.

MasterCard today made the first move to begin talking with rivals and customers about how exactly the U.S. will adopt the EMV chip-card standard.