Even when the overseas problem gets fixed, capital rules and other uncertainties will have to be resolved before deals really get rolling.

In a Q&A during a FIG Partners banking conference, Jack Wagner discussed growth opportunities. M&A will likely come from traditional deals rather than failed bank acquisitions. He is also keeping an eye on costs should the economy remain stalled.

Bankers have reacted well to acting FDIC chief Gruenberg's first speech since taking helm of the agency, but say actions will speak louder than words.

The payment industry's focus on adding encryption at the point of sale to protect card data is counterproductive. MagTek's CEO says that the PCI Council, in pushing advanced encryption,is doing more harm than good.

Deals are a beacon for hackers, who can exploit deficiencies in the systems of merging banks, their vendors or their advisors during negotiations or the integration.

Customer credit card data was not endangered during last week's security breach of a small portion of websites hosted by GoDaddy.com Inc., a company executive says.

Freddie Mac relied on a botched loan review process for key data used to justify its landmark settlement with Bank of America, the FHFA's inspector general has concluded.

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Funding costs at large institutions with big proportions of time deposits have been closing in on funding costs at peers, and maturing certificates of deposit are set to continue to buffer net interest margins.

Banks have long argued that processing debit card transactions by starting with the largest dollar balances and working their way to the smallest benefited customers. Here's an alternate explanation of what might have motivated them: "Multiple Millions $$$$$$$$$$$$$$$$$$$$."

The U.S. average credit card charge-off rate declined in August, resuming the general downward trend of the past two years following a slight uptick in July, according to a new Moody's Investors Service report issued Sept. 23.

Many financial institutions have eliminated their free checking accounts, and the fees they are charging rose this year, according to new research from Bankrate.com.

National Bancshares Corp. in Orrville, Ohio, will promote an insider to replace David Vernon, who plans to retire as president and chief executive at the end of the year.

UBS AG remains committed to its U.S. brokerage business, Chairman Kaspar Villiger and Acting Chief Executive Sergio Ermotti told staff, according to an internal memo seen by Dow Jones Newswires on Monday.

Ambitious Opus Bank announced Monday that it has signed lease agreements to open five new branches in California and Washington.

The Commerce Bank of Oregon, a subsidiary of Zions Bancorp., has promoted Chief Financial Officer Jodi Delahunt Hubbell to president and chief executive officer, effective Jan. 1.

While bankers complain about what's already on the books, regulators are moving on to write new "macro-prudential" rules designed to curb systemic risk.

The Treasury Department's Office of Inspector General blames the OTS in nearly of all its recent failed thrift reviews. The OCC, which inherited OTS-regulated thrifts in July, said it will make sure mistakes cited in the reports are not repeated.

Should credit bureaus wipe all blemishes from a consumer's file after three years? Will the Durbin debit rule drive consumers to use cash and checks, or credit cards? Don't expect firm answers from these academics, just intriguing questions.

Premier Bank & Trust in North Canton, Ohio, said that that Office of the Comptroller of the Currency has lifted a consent order after the bank recapitalized and addressed concerns over certain assets.