LA Financial's planned merger into Ventura County Credit Union is expected to be completed in early 2020.

People’s United offered 30% more in the summer of 2018 for United Financial than it agreed to pay in a deal announced last month. What followed the initial talks is a textbook lesson in the impact of indecision and the unexpected in bank M&A.

The LendingClubs and SoFis of the world have a big head start, but HSBC's U.S. unit says its partnership with the fintech Avant will help it close the gap in online personal loans.

Black and Hispanic owners of one-person businesses are more likely to be discouraged from applying for financing, and they’re less likely to receive financing when they do apply for it, than their white counterparts, according to a new report from the New York Fed.

Indiana Members Credit Union will pay cash for Commerce Bank.

Regulatory sandboxes can create a lot of opportunity for the winners but inadvertently put losers at a competitive disadvantage.

The Iowa company will pay QCR Holdings about $59 million for Rockland Bank and Trust.

Changing consumer attitudes about these companies and the emergence of open banking have made them appealing to venture investors, whose commitments rose 15% in the first half of the year.

Keeping up with changing technology can be difficult but institutions are making investments in ITMs, new lending platforms and more.

Acquiring the Nebraska bank would give CIT Group access to billions of low-cost deposits to fuel a go-it-alone growth plan. CEO Ellen Alemany says it could also make her company "more valuable" to potential buyers if it ever wants to sell.

The San Francisco-based fintech is using JPMorgan Chase’s real-time payments service to power the new overdraft prevention tool.

The technology can help banks get the most out of the vast amounts of information at their disposal.

The Michigan company will pay $68 million to expand in a high-priority market.

Bank shares are down more than 9% this month; the Fed has never imposed the countercyclical capital buffer before.

The Los Angeles company said it is also looking into internal controls tied to construction lending.

CIT Group will gain nearly $7 billion in low-cost deposits, mostly tied to homeowners associations, as part of the acquisition.

The companies said the merger will provide scale and help them update technology more efficiently.

Margin expansion may grind to a halt if the Fed holds rates steady or cuts them further. The problem is regionals tend to lack the side businesses that the big banks possess to offset lending slumps. Check out our annual ranking of banks with $10 billion to $50 billion of assets.

The St. Joseph, Mich.-based institution faced claims that it didn't properly opt members in to its overdraft program.