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Market Intelligence:
AI
Payments
Research
Industry Data
  • Digital mortgages
    How B of A streamlined its digital mortgage

    The bank pared down its application to 50 questions and allows customers to do the easy work before turning it to the loan officer.

    By Nathan DiCamillo
    September 18
    John Schleck
  • Digital mortgages
    How to develop relationships with Realtors in a purchase market

    To help close deals, there are steps online lenders can take to establish a quick and personal connection with real estate agents.

    By Nathan DiCamillo
    September 18
    Dan Stevens
  • Artificial intelligence
    How AI virtual assistants (like Alexa) could reshape mortgages

    An AI-powered virtual assistant could be used in a variety of ways, including helping customers to prequalify for mortgages, easing compliance and detecting problems.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    September 18
    Hey Alexa, how's my retirement fund today?
  • Artificial intelligence
    How this regulator is using AI to probe financial fraud

    The U.K.'s Serious Fraud Office employs software that can read discovery documents about 2,000 times faster than human lawyers and can find previously unknown patterns between people, enabling quicker investigations and penalties.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    September 17
    Jail time for bankers
  • Fintech regulations
    State regulators renew push to block OCC's fintech charter

    State regulators said Wednesday they will refile a lawsuit against the OCC, attempting to block the agency's new federal bank charter for fintechs.

    Rachel Witkowski 092524
    By Rachel Witkowski
    Tech reporter
    September 12
    Comptroller of the Currency Joseph Otting
  • Bitcoin
    N.Y. regulators have approved two cryptocurrencies. Now what?

    At a glance, New York regulator's first license to cryptocurrencies appears to be a good sign for other digital currencies. But there's a catch.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    September 11
    Maria Vullo, the superintendent of the New York State Department of Financial Services
  • Mobile banking
    Can a subscription model work with mobile banking?

    A family-owned community bank in Oklahoma is testing a Spotify-like service by fintech Meed that allows customers to pay $9.95 a month to obtain digital banking services.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    September 10
    Valley National Bank tech makeover
  • Fintech regulations
    Are fintechs a systemic risk?

    Concentration risk, threats to data privacy and the potential for discrimination are among the unintended consequences of letting fintechs and tech giants dabble in financial services without bank-like regulation, an expert says.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    September 6
    crisis-ahead.jpeg
  • Regtech
    The next step in regtech: One system to rule them all

    It is critical that banks blend data science and their industry knowledge to better identify and mitigate compliance risk, says a director at Promontory Financial Group.

    By Nathan DiCamillo
    September 5
    Nikhil Aggarwal, director at Promontory Financial Group
  • Marijuana banking
    How to tell if you're banking a pot business

    Many financial institutions are unaware that they're banking marijuana-related businesses, pot bankers and regtech experts say.

    By Nathan DiCamillo
    August 24
    Number of banks and credit unions offering accounts to marijuana related businesses, as of June 2018
  • Financial crimes
    Can this tech make banks better at spotting money launderers?

    IBM claims that by monitoring customer behavior first and foremost, banks can make suspicious activity reporting far more accurate.

    By Nathan DiCamillo
    August 16
    Total number of AML enforcement actions involving US banks in 2017 and 2018 to date.
  • AML
    Miami vice: This bank's using AI to thwart financial crime

    Bci Miami is one of the first banks in the U.S. to publicly acknowledge using AI this way, when many still consider the technology to be new, risky and unsanctioned by regulators.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    August 9
    ID theft in Florida, how it leads to fraud
  • Fintech regulations
    Who's on first? The confusing state of federal fintech regulation

    A week after the Treasury Department laid out a plan for federal fintech regulation, it is already unclear which agency is leading the charge.

    Rachel Witkowski 092524
    By Rachel Witkowski
    Tech reporter
    August 9
    Federal fintech regulators
  • Fintech
    What funding bubble? Banks, VC firms pour more money into fintechs

    The skeptics keep waiting for investment in financial startups to dry up, but it doubled in the first half of 2018. KPMG's Safwan Zaheer explains why.

    yurcan-bryan-126.jpg
    By Bryan Yurcan
    August 7
    Venture capital funding in US fintechs
  • Bank technology
    10 tips for banks bridging the digital divide in wealth management

    Executives at the recent In|Vest conference discussed ways to make banks more competitive in the world of financial advice.

    sdpic.jpg
    By Suleman Din
    Technology Editor
    July 15
    verrazano-bridge-fotolia.jpg
  • Wealth management
    Challenging banking's 'sleepyville' image in wealth management

    People's United in Connecticut pored over all the customer data it could find to persuade customers to give the midsize bank — instead of advisory firms and investment houses — a shot at managing their money.

    yurcan-bryan-126.jpg
    By Bryan Yurcan
    July 13
    Daniel Darst, the CMO for wealth and investment management at People's United Bank.
  • Branch banking
    How a veteran JPMorgan Chase exec joined SigFig

    The digital advice startup had no one with knowledge of branch banking. A board member told them to call Mike Reed, JPM's former retail branch chief.

    July 13
    Thumbnail for Video: How a veteran JPMorgan Chase exec joined SigFig
  • In|Vest Conference
    Jeffrey Cruttenden, CEO, SAY and Co-Founder, Acorns (full session)

    New technology gives every shareholder a louder voice

    July 12
    Thumbnail for Video: Jeffrey Cruttenden, CEO, SAY and Co-Founder, Acorns (full session)
  • Robo advisors
    The new, new robos (full session)

    Bradley Leimer, Moderator, Managing Director and Head of Fintech Strategy Explorer Advisory & Capital, Dann Bibas, CEO, Fountain, Deborah Owens, CEO, WealthyU, Saad Zariff, Vice President of North America, Wahed Invest LLC.

    July 12
    Thumbnail for Video: The new, new robos (full session)
  • Alternative investments
    Onboarding and distributing alternatives (full session)

    Bryan Mullin, CFA, Head, Alternative Investments, RBC Wealth Management, James Waldinger, CEO, Artivest

    July 12
    Thumbnail for Video: Onboarding and distributing alternatives (full session)
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.