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Market Intelligence:
AI
Payments
Research
  • BankThink Client relationship-building still needs a human touch

    Even the newest technological innovation cannot beat personal interactions when it comes to forging a deep and meaningful association with clients, which typically lasts for years.

    February 20
    Damian Burleigh
    Damian Burleigh
    Acuity Knowledge Partners
  • Technology
    Hack me if you can

    To combat cybercriminals, banks and credit unions turn to white-hat hackers to uncover system vulnerabilities. But what motivates these computer whizzes can be surprising.

    Carter Pape, American Banker
    By Carter Pape
    Technology Reporter
    February 20
    Dangerous hackers hack into corporate servers.They often have mu
  • Community banking
    How Amalgamated Bank's Priscilla Sims Brown leads with purpose

    Priscilla Sims Brown's values and experiences over a long and storied career were a perfect fit with Amalgamated Bank, where she became CEO in 2021.

    Mary Ellen Egan, senior editor of women's programs at American Banker
    By Mary Ellen Egan
    Senior Director, Strategy and Content, Live Media, American Banker
    February 20
    PSB_Headshot_SB_8717.jpg
  • Digital banking
    Big banks pay up for online deposits, but with a catch

    BMO, PNC and Citigroup are all paying rates around 4% on high-yield digital savings accounts. To be eligible, though, customers must live outside of the banks' branch networks.

    By Allissa Kline
    Reporter
    February 17
    PNC - Citi - BMO
  • Artificial Intelligence
    How Wells Fargo is deploying the White House's AI Bill of Rights

    The government set forth five principles companies should follow when they use artificial intelligence. Chintan Mehta, CIO of strategy, digital and innovation at Wells Fargo, shares how one of the largest banks does it.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    February 17
  • Industry News
    Bankers whose job title includes 'ESG' are dodging wave of cuts

    The findings suggest that it pays to build expertise in ESG, as some of the world's largest banks resort to deep cuts in more traditional corners of their business.

    February 17
    BlackRock Headquarters
  • Payments
    How do real-time payments work?

    The Clearing House has operated its RTP network for about six years, and the FedNow rail is expected to launch later this year. Here's a look at the nuts and bolts of instant money movement, and how the two systems are different.

    By John Adams
    Executive Editor, Payments
    February 17
    Federal Reserve
  • Wealth management
    Huntington plans reorganization aimed at tapping wealth opportunities

    The Columbus, Ohio, bank hopes both to reduce costs and increase revenue by consolidating three segments into a single unit. Huntington is particularly focused on building out its wealth management business.

    By Kevin Wack
    Banking Editor
    February 16
    Huntington Bank branch
  • M&A
    Truist's partial sale of insurance unit paves way for growth, CEO says

    After months of speculation, Truist Financial has agreed to sell 20% of its insurance brokerage subsidiary to the private-equity firm Stone Point Capital for $1.95 billion. The deal was touted as a way to provide capital for expansion and increase earnings over time.

    By Allissa Kline
    Reporter
    February 16
    Truist Nashville
  • Cloud computing
    U.S. Bank uses internal 'volunteers' to lead 7,000-person cloud certification

    The Minneapolis-based bank announced it would partner with Microsoft Azure as its cloud provider early last year. Now it's getting its tech team cloud-ready.

    Catherine Leffert Author Image
    By Catherine Leffert
    Reporter
    February 16
  • Consumer banking
    Younger consumers falling behind faster on loan payments: New York Fed

    About 3% of borrowers in their 20s and 30s became seriously delinquent on their credit card payments last quarter, significantly faster than older consumers. The picture was similar in auto lending, according to research by the Federal Reserve Bank of New York.

    By Polo Rocha
    Staff Writer
    February 16
    Credit card insert
  • Servicing
    Are shaky nonbanks putting Ginnie Mae at risk?

    Non-depositories now dominate home lending, but many of these firms were untested until they had to grapple with the current rising rate environment. How they fare could significantly impact the rest of the mortgage market and, more specifically, the Government National Mortgage Association.

    maria_volkova_NMN_tech_reporter_headshot.png
    By Maria Volkova
    Reporter
    February 16
    Exteriors Of The U.S. Department Of Housing And Urban Development Headquarters
  • Consumer banking
    TD unveils community benefits plan amid push to close First Horizon deal

    The five-year, $50 billion agreement with community groups includes a pledge to open 25 branches in marginalized communities. TD is seeking regulatory approval for its acquisition of Memphis, Tennessee-based First Horizon.

    Jordan Stutts Author Image
    By Jordan Stutts
    Reporter
    February 15
    TD-First Horizon.jpg
  • Politics and policy
    Warren knocks bank regulators as too permissive on mergers

    Sen. Elizabeth Warren, D-Mass., specifically called out acting Comptroller of the Currency Michael Hsu, saying that he "needs to learn how to say no to anticompetitive bank mergers."

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    February 15
    Sen. Elizabeth Warren
  • Payments
    How travel chaos leads to payment innovations

    Travel disruptions make it crucial for hospitality providers to handle bookings, cancellations and postponements — and the underlying payments and refunds — with ease. Software vendors are tailoring their products to address the needs of this and other niches.

    By Kate Fitzgerald
    Senior Editor, Payments
    February 15
    Raviv-Schwarz_Vered.jpg
  • BankThink I was a big bank diversity hire. It didn't go well.

    The banking industry appears to be stuck when it comes to diversifying the leadership ranks.

    February 15
    Erika D. Williams
    Erika D. Williams
    RSF Social Finance
  • Consumer banking
    Wells Fargo, eyeing growth in credit cards, lands hotel chain as partner

    The San Francisco bank entered into a multiyear partnership with Choice Hotels, which operates brands such as Radisson, Comfort and Econo Lodge. The company had previously partnered on its credit cards with Barclays.

    By Polo Rocha
    Staff Writer
    February 14
    Signage is displayed at a Wells Fargo bank branch in New York.
  • APIs
    Money Lover breach shows the dangers of leaky APIs

    The personal financial management app, which has been downloaded 5 million times, was letting some users view emails and other personal information of other customers.

    Carter Pape, American Banker
    By Carter Pape
    Technology Reporter
    February 14
    New York, USA - 1 December 2020: Money Lover Expense Tracker mobile app icon on phone screen top view, Illustrative Editorial
  • Software development
    Podcast How this credit union learned to love no-code software

    Matthew Pincoski, director of engagement systems at Ent Credit Union in Colorado Springs, describes some of the ways he and his team have been using low-code and no-code software to do things like create next-best-offer messages for customers.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    February 13
  • AB - Technology
    The case for more crypto-friendly banks

    More regulated institutions serving crypto-related businesses would lead to more safety and soundness overall, many experts argue.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    February 13
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October 20–21 | NYC

Join executives across financial services for two days of high-level conversations on leadership, strategy, and the path to the C-suite.

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.