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Fed chair says post-crisis financial reforms have strengthened the banking system and the economy; consumers again comfortable borrowing against their home equity.

Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: Amazon pushes grocery subscriptions; Will the inventor of Bitcoin speak?; Trump loses web security experts; South African startup builds payments tech for Messenger.

Financial institutions need to take notice of this phenomenon and ramp up their payments infrastructure to support these developments, writes Chet Kamat, senior vice president of Oracle Financial Services.

Passwords are widely distrusted for verifying identity and have been blamed for more than 80% of data breaches, but with biometrics and other approaches not yet ready for broad adoption, many innovators are rushing in to fill the gap.

The 75 banks that earned a spot on our fifth annual ranking of the Best Banks to Work For could inspire you with their ideas for creating a culture of both positivity and high performance.

Acquisitions are disruptive by nature, but some banks excel at maximizing M&A value by minimizing friction. Here’s what the active acquirers among our Best Banks to Work For know that others might not.

The Best Banks to Work For study is a collaboration between American Banker and the Best Companies Group, which conducts extensive employee surveys and reviews employer reports on benefits and policies.

An episode of "Oprah" changed how this North Dakota bank thinks about corporate giving. But the way it distributes donations is not the only thing that sets it apart. Call Michael Solberg crazy if you want, but he says the results validate Bell's philosophy of generosity.

Brooklyn rapper Divine shares how he created financial technology company BLAK; Honeyfi's founder explains how his app helps couples talk about money.