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Fintech has upended parts of the banking industry and made old ways of doing business obsolete. But that's also what makes it an exciting time to be a banker, says Citizens Bank CEO Bruce Van Saun.

Financial institutions should begin to treat data not just as a means to implementing a business model, but as an integral and valuable part of the business model.

The roughly $2 million investment comes as banks keep joining (and in some cases, leaving) various distributed ledger projects as they try to pick the winners in a young field.

Despite some investor criticism, CEO retains support of chairman John McFarlane; consumer protection agency looks to extend regulatory reach.

Welcome to the PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: RBS offshores; Mizuho collaborates on innovation; Fraud continues to spike; Europe examines 'IoT.'

With their big-picture view across multiple portfolios, some CUSOs are reporting an increased appetite for business loans and participations.

Payments stayed the same for years, then started evolving rapidly. That has issuers considering different ways to help consumers manage the change.

One of the potential benefits is peer-to-peer connectivity, which could spark P-to-P and other types of digital transfers.

There's been a lot of regulation against interchange fees, but there are some signs of easing in both the U.S. and U.K.

Noah Breslow, who drew opposition from a hedge fund that wants the online small-business lender to pursue a new course, won 84% of the vote Tuesday.