Fraudsters armed with artificial intelligence are becoming more difficult for bankers to defend against. New research from American Banker suggests that arming themselves with AI could help bankers level the playing field.
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Top questions answered in the research
- Which technologies are banks pouring the most money into, and which are set to change operations in 2026?
- What tech categories will change the payments landscape in 2026?
- What AI use cases do bankers think will yield the greatest results?
- Which fraud categories are on the rise for the coming year?
Key takeaways
- Real time payment fraud is a major concern for bank and credit union executives.
- The most popular use case for AI in the coming year is to help banks strengthen fraud detection and mitigation.
This five-part series dives into the data using interactive charts broken out into these main themes: Forecasting economic changes in the coming year, policy predictions and concerns, emerging technology trends, M&A competition within the financial services space, and fraud and cybersecurity.
- Part one:
Bankers forecast 2026 upheaval in cybersecurity, regulations - Part two:
Bankers fear economic struggle in 2026 - Part three:
Fraud will remain a top problem for banks in 2026, but AI could help - Part four:
Cybersecurity, fraud attacks may cause systemic risk in 2026 - Part five:
Bankers wary of nonbank payment rivals in 2026
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