Merchant

ACI's Universal Payments software for merchants will deliver various payments options to a new Co-op program which covers more than 2,800 stores in the U.K.

The merchants increasingly have to manage different technology for contactless and card payments, leading to a terminal upgrade.

The regulations follow a series of web attacks and data breaches, and require vigorous defense, reporting and response strategies.

The battle between banks and Apple Pay in Australia has global implications, but there is a notable rift within the banks' ranks that drives home just who benefits and who suffers by Apple getting its way.

Banks are partnering with tech companies to win back some of the small-business customers that the industry lost to fintechs.

Financial services companies such as PayPal, Lydia and RBC are testing chatbots on platforms such as Slack and Facebook Messenger.

The payments industry has been overrun with innovation in mobile, wearable and cloud-based digital payments. But many niches are years — if not decades — behind this trend.

As more payment and financial services companies use the app store, there's vulnerability to new cyber attacks that try to take advantage.

Payment companies like Braintree and the card brands have opened up their technology to external developers. The next generation of merchant apps will require even more flexibility and speed.

The mobile point of sale company's partnership with the coffee chain was designed to bring Square's mobile payments technology into Starbucks locations. But the partnership didn't pan out and ended a couple of years ago.