Technology

Ditching paper and digitizing tasks help community banks operate more efficiently and write more profitable commercial loans.

The heat will now be on card networks to reassure consumers of card security through other methods, during the ongoing barrage of data breaches that could undermine consumers’ confidence in cards.

The Federal Reserve Board governor sketched out a future in which U.S. banks remain at the center of commercial transactions.

Acting Comptroller of the Currency Keith Noreika pushed back against concerns that his agency's proposed fintech charter will unduly benefit nonfinancial firms.

First Data posts an acquisition release in error, though it may eventually buy the company.

On selected billing dates, Qualpay will automatically charge customers on an assigned plan and provide reports of the transaction activity.

Appliances, wearables, vehicles and other machines may deliver information directly to a blockchain that would validate personal and device identity.

The problem could be even worse this year, thanks to a new round of consumer data breaches, including the huge Equifax breach that exposed protected data on more than 145 million Americans, writes Rafael, executive vice president at ClearSale.

In many countries, customers bank for free, but the reality is the poor largely subsidize “free” banking services through overdrafts and consumer loan payments. This model is seriously flawed, but it is about to change.

As incidents such as the Equifax breach create more urgency to move beyond static identifiers and authentication methods, Visa is getting aggressive about pushing dynamic tools to vet and shield identity.