Regulation

The idea that the trading ban burdens community banks and prevents them from investing in fintech opportunities is misleading.

The deregulation winds blowing through Washington could add $27 billion of gross profit at the six largest U.S. banks, lifting their annual pretax income by about 20%.

The Office of the Comptroller of the Currency issued a proposal Wednesday that would raise the appraisal threshold for CRE loans to $400,000 from $250,000.

As the Federal Reserve retools its supervisory approach to bank boards, some critics fear the changes may go too far.

The Office of the Comptroller of the Currency is seeking to scrap a challenge to its fintech charter by New York’s bank regulator.

In anticipation of future changes, bank regulators will allow all but the largest banks to avoid a planned phase-in of 2013 capital rules.

Not only did Walmart's bid for an industrial loan company galvanize bankers, it also turned the ILC world upside down.

Bank earnings rose nearly 11% in the second quarter, according to the FDIC; Goldman lobbying to kill or weaken the rule to boost its bond trading performance.

The commitments were the residue of restrictions that were placed on Ally in the wake of government bailouts in 2008 and 2009.

The banking industry had mostly good news in the FDIC's Quarterly Banking Profile, with higher profits helped by interest income. But there were worrying signs too, including a big jump in credit card chargeoffs.