Bank technology

Cash flow predictions and deeper spending insights will be the key to adoption for personal financial management applications, say bankers and industry observers.

PayPal experienced its fastest active account growth rate in years during the fourth quarter, according to parent company eBay Inc.

Visa has approved Waterloo, Ontario-based RiM's secure element manager software for Near Field Communication mobile payments, thus enabling telecommunications carriers to secure payment data from Visa issuers on BlackBerry phones and other NFC devices.

Think Finance CEO Ken Rees says social networking data can provide clues that help with underwriting.

Examiners are starting to ask community banks for explain how their technology and staffing are prepared to handle disaster recovery.

Al Rajhi Bank is using portal software designed to provide a customizable view of banking data.

DDoS attacks have resumed intermittently for BB&T in North Carolina.

The new app gives users iPhone, Android access to bank accounts. CEO Steve Streit hopes it will also shake up the consumer banking market and rejuvenate his company's flagging image as an innovator.

The Google Chrome browser plugin from SmartyPig lets users follow an automated savings program as they shop online. The company plans to sell the service through banks.

The new app gives users access to a Green Dot savings or checking account on their iPhone or Android, with fees optional.

Testers of Simple's checking account can now use the service from their Android phone.

Educational materials and user-friendly design simplify corporate treasury complexities.

To NFC or not to NFC? The topic is being hotly debated at the National Retail Federation conference this week.

Core banking provider Fiserv will gain 800 bank clients and a real-time platform with its purchase of rival Open Solutions.

The third-largest fintech provider, Fiserv, will gain a real-time core banking platform and a boatload of debt with its purchase of Open Solutions.

Some financial institutions are blaming new regulations, and the investment burden for IT compliance, for shuttering parts of their businesses.

The EFT network Shazam will let customers check their debit card balances from a phone or tablet.

Among the new products VeriFone launched Monday is an iPad mini version of its PAYware Mobile card acceptor, a similar sleeve for the iPhone 5 and a cloud-based system that allows retailers to monitor their terminals and manage their brands.

TD Bank's new eTreasury system provides alerts, loan reporting and enhanced audit reporting for corporate customers.

It's not enough to be multichannel anymore, says author and Movenbank founder Brett King. Banks need to help people bank within the context of their lives.