Banking

COLONIE, N.Y. – CAP COM FCU, thwarted earlier this year in efforts to build a new headquarters, has a new plan for a headquarters.

Taylor Capital, Standard Bancshares and Community Financial Services are in the process of raising $260 million, prompting calls that the consolidation of still overbanked Chicago will heat up next year.

In time for the holiday shopping season, companies - including banks -- have debuted new apps and card features that are meant to influence what and whether a consumer swipes at checkout. Banks battling for share of wallet should stay tuned to whether consumers take to these five spend management innovations.

Visa is launching a new data security system, called the Visa Consumer Authentication Service, for issuers to use for online transactions.

National Mortgage Insurance, which is based in Emeryville, Calif., said the state's insurance department has approved its application to sell insurance in the Golden State.

Whether it's Warren Buffett's latest views on taxes or his missives to shareholders, market watchers hang on the billionaire's every word. His company Berkshire Hathaway's big stakes in Wells Fargo, Bank of America and American Express have spoken loudly about whom he favors in banking. Click to view highlights of his long, sometimes bumpy, history with banks.

Lingering credit issues and a lengthy CEO search had led some industry observers to wonder if the Mississippi bank might sell itself. The decision to hire the former president of a successful Texas bank might put those rumors to rest.

After six years of declines, lending for so-called Helocs will rise 30 percent to $79.6 billion in 2012, the highest level since the start of the financial crisis in 2008, according to the economics research unit of Moody's Corp.

On January 7, 2013, the IRS will begin accepting electronically-signed income verification forms that are part of the processing of almost every mortgage and loan modification.

Community banks in energy-rich North Dakota are having to get regulators' approval to buy houses for their employees, who can no longer afford to live there.

A series of lawsuits that charge some of the nation's biggest banks with misleading investors in connection with the sale of hundreds of billions of dollars of mortgage-backed securities may come down to a question of timing.

Southside Bancshares (SBSI) in Tyler, Texas, will open two branches in Austin, Texas, next year.

Dickinson Financial Corp. has launched mobile banking and bill payment, and is using one platform to serve six retail banking brands.

JPMorgan Chase plans to offer instantly issued debit cards in 2,000 branches, primarily in in New York, Chicago and Los Angeles, by the end of the year.

At the heart of many mobile wallets is a system for offering discounts, so these wallets seemed a natural fit for Black Friday shopping. Did they live up to their potential?

Small banks have long seemed best able to cultivate small-business customers because they could offer a more personal touch, and now big banks are increasingly trying to replicate their success.

Bankers should be a resource for their communities beyond making loans and sponsoring little league teams. Here are a few fresh ways to get involved.

M&T Bank is letting customers put a photo of their own (or one from the bank's gallery) on their check card, for $7.95.

Neil W. Brown, the chief risk officer at TCF Financial, has resigned from the Wayzata, Minn., company.

Bruce Lee will step down as its chief credit officer for Fifth Third Bank (FITB) in Cincinnati, for personal reasons, at the end of the year, the $117 billion-asset company said Monday.