Data architecture

The Comptroller's Office has provided banks with guidance on how to structure relationships with data aggregators. Now the bureau needs to focus on the bank-consumer connection.

The Comptroller's Office has provided banks with guidance on how to structure relationships with data aggregators. Now the bureau needs to focus on the bank-consumer connection.

Attempts to rewrite the method for determining unintended discrimination in housing should not bleed into fair-lending laws.

Testing shows an overreliance on machine learning data can unfairly harm credit scores.

A thorough process for approving experiments with artificial intelligence, clear philosophical principles and diverse human involvement are some of the ways BofA says it's working to ensure AI does no harm.

The bank has developed APIs to feed customer data directly to seven fintechs and data aggregators, including MX and Finicity.

Growers Edge is adapting retail financial technology to compete with traditional banks in ag lending and crop insurance.

Every organization has some kind of plan for the future, but advances in technology, cyber threats, changes in regulation and political uncertainty make it extremely difficult to plan for what lies ahead, writes Ian Stone, CEO of Veualta.

The bank is one of many to realize that artificial intelligence is only as good as the data fed into it.

Software startups say bringing borrowers, builders and lenders onto one digital platform can remove some of the risks lenders faced during the crisis.