Readers chime in on debates about ILCs, the CFPB’s arbitration rule, the financial services ambitions of tech firms and more.

Did hackers access the credit bureau's computers two months earlier than the company first thought?; the Fed's decision to start unwinding its balance sheet should raise rates and boost bank profits.

It's not just big banks. Even U.S. community banks may be subject to the General Data Protection Regulation given the boundlessness of digital commerce.

JPMorgan Chase is partnering with another fast-growing technology firm, this time to help business clients eradicate paper checks.

The renaming is designed to evoke a provider of end-to-end technology, beyond payments systems.

The Upstart Network's CEO, Dave Girouard, explains how the online lender worked with a normally aggressive federal regulator to balance the needs for innovation and consumer protection.

The Independent Community Bankers of America had initially called for a moratorium in response to SoFi's application, and says now that Square's bid "has significantly increased our concerns."

Banks should not be fatalistic about the threats posed by tech companies in financial services. Incumbents still hold the upper hand.

The Consumer Financial Protection Bureau issued its first "no-action letter" to an online lender that uses alternative data to determine creditworthiness and loan pricing.

The once confrontational relationship between fintech and traditional banking has clearly changed as both sides are finding ways to work together.