The complexity of solutions leaves a space for outside competitors to gain share, says Token's Todd Clyde.

Consumer demand for digital financial services will inspire a wave of new partnerships.

The startup — whose backers include CitiVentures, SVB Capital and Microsoft's venture fund — says it's building an end-to-end platform for small businesses that integrates loans, checking, payments and other services.

The rise of challenger banks has meant that this revenue stream is becoming increasingly squeezed.

Congress can help create a more uniform federal regulatory testing ground to foster innovation.

Former Comptroller Thomas Curry, who initially proposed the special charter now blocked by a judge, calls on policymakers to find another way to regulate financial tech startups.

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Google doesn’t want to be a bank, but its move to offer checking accounts through Citi and a Silicon Valley credit union is a digital wallet architecture shift that will have far-reaching implications for technology-backed payment companies.

China dominates the business. Facebook's proposed cryptocurrency could help alter the balance of power.

Consumer demand for digital financial services will inspire a wave of new partnerships.

The tech giant’s plan to offer checking raises concerns about how it will use customer data; third quarter loan originations were the second most on record.

The State Bank Group and The Provident Bank are backing Neocova, which focuses on community banks.

With the help of fintechs, some of the world’s largest financial institutions have gotten ahead of the curve to implement data sharing programs, says Urjanet's Sanjoy Malik.

Congress can help create a more uniform federal regulatory testing ground to foster innovation.

Over the past several years, well-established companies in the space like Klarna and FIS have become big enough to buy competitors, fueling the majority of the M&A we’ve seen of late, says AvidXchange's Michael Praeger.

The Clearing House is pushing contract terms that would give fintechs quicker access to consumers' financial information, but one large upstart has taken issue with the proposal's language.

It should offer some form of guidance to spur innovation, a former official with the bureau says.

New data analytics could help provide more comfort to banks in doing business with the cannabis industry, despite restrictive federal laws.

New technologies could ease the compliance burden for many institutions but some say they could also widen the divide between large and small credit unions.

The tech company’s card seems to be raising consumers’ expectations that they should be able to get and use a card instantly and receive useful notifications.