Lending

Given their price, higher interest rates and appeal to a specific consumer segment, recreational vehicle loans could be a significant growth segment for some credit unions.

In September, loan balances grew at a slower pace than a year earlier, according to the latest trends report from CUNA Mutual.

Delinquencies also remained at "historical low levels" through Sept. 30, according to the state's financial regulator.

On Jun. 30, 2019. Dollars in thousands.

Member business lending growth has fluctuated in recent years but growth overall is slowing even as balances continue to rise. The long run of success could prove to be a problem when the economy finally turns south.

A similar bill was introduced into the House earlier this year and both pieces of legislation have have bipartisan support.

It should offer some form of guidance to spur innovation, a former official with the bureau says.

Year to date Jun. 30, 2019. Dollars in thousands.

The credit union retains a strong net worth position and saw a nearly 5% increase in members during the first three quarters of this year.

Politicians' grand plans to reform the college funding process won't come to fruition anytime soon, so credit unions shouldn't ignore the opportunties presented by student lending.

Readers react to Sen. Warren's call for banks to fund her Medicare plan, a proposal requiring big-bank CEOs to testify before Congress, federal regulators lacking Trump appointees on their board and more.

Whitefish Credit Union has surpassed $1.5 billion in total assets thanks to growth in consumer loans brought on by an increased digital marketing presence.

Short of replacing member service representatives with robots, artificial intelligence has the capacity to help credit unions make better lending decisions that can improve business.

It should offer some form of guidance to spur innovation, a former official with the bureau says.

The Las Vegas-based institution reported that its net interest margin rose during the third quarter of 2019 as consumer loan balances increased.

With data collection, just because you can doesn’t always mean you should, says Equiniti's Sarah Jackson.

Gordon Sondland, the U.S. ambassador to the European Union, is often described as a hotelier from the Pacific Northwest. But he has also had a long and sometimes controversial career in finance.

At a national level, loan growth has been on the decline for months and could still get worse. Here's how some credit unions are tackling the issue.

Companies like Stripe provide a needed source of capital, but should expand lending beyond their existing base, says Become's Eden Amirav.

The National Credit Union Administration should help soften the effects of the new standard on regulatory capital through rulemaking.