Payments

The internet wasn't built to accommodate identity, which challenges initiatives to balance security with user efficiency.

Apple Pay Cash will likely integrate with Apple’s iMessage platform when iOS 11 is released.

The product uses virtual card technology and offers a way to pay multiple invoices.

The fusion of CashStar’s digital capabilities into Blackhawk Network is a logical progression given shifting consumer trends in shopping and gifting.

In a market seemingly dominated by "Pays" from smartphone makers, a few companies are taking a much different approach to mobile payments. Here are some of the more extreme examples.

PayPal is among the top non-bank financial brands, though that may soon change as other challengers gain ground, writes Hannu Verkasalo, founder and CEO of Verto Analytics.

When retailers run tests in which coupon offers are delivered directly to the Apple Pay or Android Pay mobile wallet, rather than as a simple text notification, the redemption potential skyrockets 300%.

The card brand will run tests in Poland, which has a high penetration of contactless cards but many small merchants concerned about the technology's cost.

Compliance is improving, but more than 40% of companies still have work to do, according to a new Verizon report.

Between Brexit, Dodd-Frank uncertainty and the mobile revolution, issuers and financial services companies must combine past performance data and forward-looking information to gain insight, writes Henri Wajsblat, director and head of financial services at Anaplan.

On the surface, Android Pay may not seem that different from the Google Wallet launched four years before it. Ultimately, it took the failure of multiple mobile wallets for Android Pay to find its own path.

The 3-year-old order was related to Discover Bank’s programs for combating money laundering. A related agreement with the Federal Reserve Bank of Chicago remains in effect.

The Pay It Plan It feature allows customers to create payment plans for individual purchases, similar to personal loans. The plans include a fixed fee and no interest.

Mobile wallet adoption in the U.S. is slow, and the payments industry has only itself to blame.

In a blending of online and offline strengths, Blackhawk Network Inc. has acquired CashStar Inc. for approximately $175 million in cash.

By eliminating the friction of a cardless ATM, the utility value of the mobile wallet has just increased by an order of magnitude, writes Dan McKinney, co-founder and chief marketing officer at Finxact.

Ask any consumer what their most-used mobile wallet is, and you'll get one answer. Ask an issuer or a merchant, and the answer could be vastly different. Here's why.

PayPal Holdings Inc. is turning to its old nemesis, plastic, to help it expand beyond the digital realm.

A data-driven approach to money laundering prevention can help increase profits and improve regulatory compliance, writes Edmund Tribue, risk and regulatory practice leader at NTT Data Services.

LevelUp is working with LuvJo, a New York-based firm that specializes in online ordering technology for small restaurants, to support order-ahead capabilities for thousands of coffee shops, juice bars and food trucks across the U.S.