Payments

Visa's Digital Commerce App is allowing banks to develop their own mobile wallets. Many of its clients are larger community banks that may not otherwise have the resources to develop such a product internally.

Subway is reimagining how ordering, payments and marketing tie together at its sandwich shops. It's in the process of launching a new division called Subway Digital, which will pool the expertise of specialists in technology, marketing and operations rather than give full rein to any one of those disciplines.

Though Apple Pay hasn’t lit the world on fire since its launch in October 2014, Apple’s dominant role in mobile e-commerce means its mobile wallet still has the power to hurt payment industry rivals, analysts say.

With everything they need right at their fingertips, millennials are having a major influence on a rapidly evolving consumer landscape.

According to a study released this week by the marketing analytics firm Bug Insights, the annual fee is by far the No. 1 reason why card users would change providers.

Wells Fargo has accepted two Singapore-based payments companies for its spring 2016 startup accelerator class.

Seamless's U.K. expansion strategy has gotten a big boost through a collaboration with the U.K.-based GoCardless digital payment network, enabling a bank-agnostic link to the SEQR mobile payment system.

Facebook is urging companies across the board to embrace mobile technology before another disruptor comes along and renders their organization irrelevant.

JPMorgan Chase has yet to launch its Chase Pay wallet app, but it's lining up some formidable allies. The wallet's underlying technology was years in the making, giving Chase an edge in winning merchant partners while tapping into a sizable consumer base.

Since the introduction of Bluetooth beacons as enablers of in-store location-based marketing, many have seen a clear connection between beacons and mobile payments. As the technology evolves, the connection is not quite as clear.

Many financial criminals are switching to a more sophisticated kind of identity theft in which they open accounts based on stolen identities, or on composites of information stolen from different people.

The news that Shell Oil has agreed to accept Chase Pay at more than 6,000 gas stations couldn’t have come at a more interesting moment.

'Split the bill' is a popular way to explain the utility of everything from account transfers to social network-enabled payments. For Rabobank subsidiary MyOrder and Wirecard, it's the impetus for a group mobile wallet.

Kyle Largent offered himself up as "Exhibit A" for U.S. online merchants' greatest fear: that EMV chip card adoption at the point of sale would cause fraud to spike online.

Many U.S. retailers are still not processing EMV transactions, even though they have machines equipped to do so. Now with the release of new technology to speed up the process, will more merchants get on board?

The pressure to provide a secure digital commerce experience that's cross-border and cross-channel puts an onus on traditionally tech-averse merchant providers — and creates a market opportunity ACI has been preparing to crack for several years.

Consumers enrolled in the CurrentC mobile wallet in Columbus, Ohio will be cut off after June 28 when the year-long pilot conducted by Merchant Customer Exchange (MCX) ends.

Mobile wallet providers and retailers have been hunting for the magic formula to seamlessly blend loyalty and mobile payments, in the hopes that one would inevitably fuel the other. But it's a delicate recipe, and easy to get wrong.

A query from one of Malauzai's bank software clients, Redding Bank of Commerce in California, helped spark an idea to create a wallet app that's geared toward small businesses that have also not yet made the leap to mobile commerce.

Most mobile wallet providers and retailers have been hunting for the magic formula that would seamlessly blend loyalty and mobile payments, in the hopes that one would inevitably fuel the other. But it's a delicate recipe, and very easy to get wrong.