Regulation and compliance
Regulation
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Institutions in the Badger State reported that lending was up by almost 6% and delinquencies remained at historic lows.
August 28 -
The Treasury’s takeover of Fannie Mae and Freddie Mac left legacy shareholders holding the bag.
August 28 -
Processors that rely on cross-border payments to reach new territories are feeling the economic squeeze of the looming Brexit deadline.
August 28 -
Though advocates and industry are rarely aligned, they are starting to coalesce around a plan that would call for the elimination of the CFPB’s 43% debt-to-income limit as part of its qualified mortgage rule.
August 27 -
Deutsche Bank confirmed that it has tax returns requested by U.S. lawmakers seeking financial information for President Trump and his family. Whose returns are those? That's still a secret.
August 27 -
Two Michigan credit unions were sued by an individual who claimed their websites didn't comply with the Americans with Disabilities Act.
August 27 -
Bond Financial Technologies' platform is designed for community and regional banks seeking fintech expertise.
August 27 -
United Churches Credit Union, which has just one branch, can now serve anyone who worships in two counties.
August 27 -
With lawmakers unlikely to act in the near future to ease financial institutions' regulatory burden, new technologies could be the solution to credit unions’ AML woes.
August 27 -
When lawmakers return from their August recess, a host of unresolved financial policy issues — from marijuana banking to anti-money-laundering rule — will greet them.
August 26 -
It's unclear whether the Trump administration can or will declare a national emergency as part of the trade dispute between the U.S. and China, but the discourse alone could disrupt major business relationships that involve American retailers, payment companies and Chinese firms.
August 26 -
Banks are expected to appeal last week’s field of membership ruling, but credit unions must also explain why part of their new rule doesn't discriminate.
August 26 -
The banks considered an “unusual” investment banking merger; Volcker rule win will be followed by fights on capital rules, liquidity and stress tests.
August 26 -
Nearly three years after NCUA passed the rule, credit unions are ready to broaden their reach, but the possibility of an appeal to the Supreme Court may put those efforts on hold.
August 26 -
The agencies handed banks a significant victory when they finalized revisions to the Dodd-Frank proprietary trading ban, but officials also plan to re-propose changes to the “covered funds” section of the rule.
August 25 -
House Financial Services Committee Chairwoman Maxine Waters and over a hundred other lawmakers want the agency to go forward with a mandatory underwriting requirement for payday loans.
August 23 -
Mastercard Inc.’s European unit formally notified Belgian and German data-protection regulators of a data lapse concerning a loyalty program, officials said on Friday.
August 23 -
The Unity, Maine-based institution, which should open in the fall, will provide member business loans and other products to local farmers.
August 23 -
The Financial Action Task Force’s recent guidance on data privacy regulations should serve as a warning to companies planning to test virtual currencies.
August 23 -
Revamping the doctrine of disparate impact doctrine, as HUD proposes, would gut fair housing enforcement.
August 23




















