SAN DIEGO — Financial institutions this year have shown greater interest in marketing to "mobile-only" consumers, and mobile deposit is becoming the preferred way to load prepaid cards and deposit checks.

MOLINE, Ill. — If time really is money, then IH Mississippi Valley CU had a lot to lose when paper documents were missing in action.

WASHINGTON — Small credit unions that deploy a full suite of technology offerings — including remote deposit capture, mobile and online banking — stand a better chance at sustainable growth than those that do not.

RYE, N.Y. — USAlliance Federal Credit Union has become the first North American financial institution to adopt the European in-branch Customer Relation Manager (CRM) kiosk solution, HappyOrNot.

Zing is releasing an iPad app that leverages Web hosted technology to access a large selection of business functions through the point of sale.

Machine-learning fraud detection, which self-updates to adapt to fraud trends, is growing in popularity but hasn't rendered hands-on methods obsolete.

Visa will be counting on its bank partners to spread the message about its revamped Visa Checkout to consumers.

Mobile payments now account for over 15% of transactions in U.S. company-operated Starbucks stores, where the company accepts an average of six million mobile transactions every week. This is a sharp increase from a year ago.

Ion Bank has been using interactive teller machines, which let customers conduct video chats with tellers, for more than a year. The technology has helped some of its branches stay open for business 27 hours longer per week without overspending.

Visa, which just revamped its digital payment system, will introduce secure "tokens" in September to replace the 16-digit account number for online payments.

PayPal has expanded its mobile payment options in the Netherlands by working with Rabobank's MyOrder.

The Target data breach last year, which exposed the data of up to 110 million cardholders, reigns as the largest security lapse of the past 12 months. But this year has seen at least five other noteworthy cases of card data theft, all targeting retailers.

Facebook, which hired PayPal president David Marcus to run its Messenger business last month, has shed some light on how Marcus' expertise will play a role.

The Clearing House and EMVCo launched separate efforts to develop standards for tokenization, a process that replaces sensitive account data with a secure token. But now, their paths are converging.

Happy Belly Curbside Kitchen, which operates out of food trucks, is planning to become a sit-down restaurant within the next year and is relying on mobile point of sale technology to make the transition.

The credit card issuer is looking to build its campus business at a time when other banks' relationships with college and universities are facing regulatory threats.

Apple may have to place more emphasis on the iPad's capabilities as mobile point of sale devices to help it recover from a small but sharp decline in tablet sales.

ProPay, a division of the payment processor Total System Services (TSYS), will provide ControlScan's data security compliance tools to small businesses.

Nonbank mortgage lenders are chafing at a report from a government watchdog claiming they are less regulated than large banks and pose increased risks to Fannie Mae and Freddie Mac.

Zuman, a cloud-based human resource outsourcer, has partnered with BitPay to allow its business clients to pay their employees in bitcoin.