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The Atlanta-based consumer lender, which partners with both retailers and banks, cited a higher-than-expected cost of funds as one reason for its less rosy forecast.
November 6
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Big banks and fintechs are aggressively adding digital capabilities to process applications quickly, creating a sense of urgency for community banks.
November 6
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The New York-based online lender plans to spend an additional $15 million next year, largely on bank partnerships and international expansion.
November 6
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Can farmers — and the banks that lend to them — survive Trump's trade war?
November 5
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Heightened competition from nonbanks, the rise of populism and the uncertainty surrounding Libor’s demise are just some of the short- and long-term threats facing big banks, risk executives say.
November 2
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The credit union's organizers believe there is a funding gap in the state for agriculture — and they want to fill the void.
November 2
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By creating corporate governance courses for prospective board members and a multifaceted financial literacy program for high schoolers, Virginia National aims to deepen its bench for years to come.
November 1
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Organizers of the credit union believe there is a funding gap in the state for agriculture and want to fill the void.
November 1
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Harvest is when farmers need funding the most. ProducePay has financed over $850 million of produce in under four years, disrupting traditional finance rules in the farm-to-table process.
October 31
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Bankers complain that the quasi-governmental system's new program designed to make more residential loans in four states goes well beyond its original mission.
October 31
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Azlo, Bento, Bank Novo and other neobanks argue they are better at helping small businesses, giving them extra attention, technology and advice.
October 31
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Traditional financial institutions still have an advantage over challenger banks when it comes to building relationships with small merchants, despite scandals that have befallen megabanks.
October 30
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The New York unit of Popular has contracted with Biz2Credit to automate commercial loan approvals and handle the underwriting for applications under $100,000.
October 30
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If approved, the Fed would consider risk factors besides size in how strenuously it oversees individual banks; Capital One's CIO on operating a bank as a technology company.
October 30
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Federal "Opportunity Zones" that reduce exposure on capital gains could draw rich investors — and commercial lenders along with them — into economic development projects in thousands of troubled communities around the country.
October 29
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On Jun. 30, 2018. Dollars in thousands.
October 29 -
On Jun. 30, 2018. Dollars in thousands.
October 29 -
What keeps execs up at night in the payments, retail and banking industries? Quite a lot, including disruption from tech giants and competition from foreign rivals.
October 29
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From Democrats winning control of Congress to an escalating trade war and technology companies applying for a fintech charter, there are plenty of scary prospects facing the industry.
October 28
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Wells Fargo puts two top execs on leave as scandal's reach grows; regional banks freed from SIFI label lobbying regulators hard for more relief; FDIC to launch innovation office to help banks compete with fintechs; and more from this week's most-read stories.
October 26
