Consumer banking
Consumer banking
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The Consumer Financial Protection Bureau is expected to be inundated with comments on how to rework the proposed 3% cap on loan origination points and fees.
February 4 -
The ABA is raising concerns about a credit union's potential plans to change its field of membership from just Lutherans to serve all Christian denominations.
February 4 -
Terminations of bank deals have dramatically slowed since 2009, when a third of the announced deals were called off. Still, buyers should give regulators a heads-up and leave ample time to finalize details.
February 4 -
The quality of lending for most types of loans is likely to remain fairly steady this year, according to a survey of loan officers released Monday by the Federal Reserve Board.
February 4 -
Dodd-Frank repealed the ban on paying interest on business checking accounts. No longer necessary to circumvent that restriction, sweep accounts with overnight repos can still protect and retain high-balance depositors.
February 4 -
The CEO of the country's largest bank sounded off once again, admitting mistakes and waving the banner for banks on Monday in Miami.
February 4 -
U.S. Bancorp's (USB) wealth management arm is adding advisors on Florida's Gulf Coast, mostly from large rivals.
February 4 -
Improved asset quality and a surge in mortgage lending powered HomeStreet Bank (HMST) in Seattle to record earnings in 2012.
February 4 -
TrustAtlantic Bank has agreed to buy a branch from fellow North Carolina lender Harrington Bank.
February 4 -
Capitol Bancorp in Lansing, Mich., has moved a step closer to selling a troubled unit in New Mexico.
February 4 -
Lending on offices and apartment buildings is expected to rise this year, further evidence that the commercial real estate continues to strengthen.
February 4 -
Identify the megabanks' overpriced products and services, the customers they can't or won't serve. Use outside infrastructure to adapt quickly. B of A, Citi and other financial services oligopolists are highly vulnerable to competition.
February 4 -
Sections of Dodd-Frank and the JOBS Act have made allowances for certain community banks but, whether by design or oversight, have left small thrifts to fend for themselves.
February 4 -
The rules are fuzzy, but communicating with delinquent borrowers over social media networks, generally speaking, is a bad idea.
February 4 -
Under pressure from consumer groups and regulators, Urban Trust Bank (UTB) of Lake Mary, Fla., has agreed to stop charging overdraft fees on its prepaid cards.
February 4 -
First National Bank and Trust in Newtown, Pa., has given its president the additional title of chief executive.
February 4 -
Net interest margins continued to come under pressure in the fourth quarter. Net interest income, aided by loan growth, held up better.
February 4 -
Barclays announced Sunday that two of its top executives will step down in the coming months. The London-based bank said that Chris Lucas, its chief financial officer, and Mark Harding, its general counsel, have agreed to remain in their jobs until the bank can identify their successors.
February 4 -
A unit of Palmetto Bancshares in Greenville, S.C., has shed an enforcement order with the Federal Deposit Insurance Corp.
February 4 -
What they lack in deep pockets, small banks often make up for in agility and a willingness to try new technologies. Bank Technology News presents the top community bank IT projects of 2012.
February 4





