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Market Intelligence:
AI
Payments
Research
  • Payments
    How online gambling's expansion raises the stakes for fraud detection

    The rise of legalized online sports betting has pushed the payments industry to create some of its stiffest defenses against scams.

    By Kate Fitzgerald
    Senior Editor, Payments
    January 5
    Man betting on sports with smartphone
  • Diversity and equality
    The tech challenges facing minority banks and how they can solve them

    Minority depository institutions have limited budgets and staff to upgrade their technology. Some are turning to secondment programs and like-minded fintechs to tackle these problems.

    By Miriam Cross
    Tech Reporter
    January 4
    From left to right: Blair Washington, Head of Minority Depository Engagement, Citi. Doyle Mitchell, CEO, Industrial Bank. Joe Quiroga, President, Texas National Bank. Dominik Mjartan, President and CEO, Optus Bank.
  • Digital banking
    6 neobanks that are finding their niche

    A new app for people with a criminal past and a challenger bank "of immigrants for immigrants" are among the neobanks forging their own path in the banking world.

    By Courtney Hoff Dockerty
    Writer, Growth Content
    January 4
    Mobile banking concept
  • Consumer banking
    In northernmost U.S. city, Wells Fargo is the only bank in town

    Many in Utqiagvik, Alaska, say they like banking with the country's fourth-largest bank. But they also want more banking options in their town, a reality that rural communities across the United States face.

    By Polo Rocha
    Staff Writer
    January 3
  • Commercial banking
    Trustmark to pay $100 million to settle Stanford-scandal claims

    The Mississippi bank would take a big hit to capital and income but avoid the risk of a bigger payout from a guilty verdict in litigation against banks that did business with Allen Stanford's disgraced financial empire.

    John Reosti Author Image
    By John Reosti
    Reporter
    January 3
  • Fintech
    Why is it still so hard for female fintech founders to get VC funding?

    The rate of venture funding to startups run by women continues to decline.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    January 3
    Ksenia Yudina, CEO and founder, UNest
  • Regulation and compliance
    CFPB targets large banks with new repeat offender unit

    The Consumer Financial Protection Bureau's new unit will identify the root causes of recurring violations and find ways to hold companies accountable.

    berry-kate126x126.jpg
    By Kate Berry
    Reporter
    January 3
    Rohit Chopra
  • Recruiting
    'The opportunity is right now': Banks recruit amid Big Tech layoffs

    Truist CIO Ken Meyer and other bank leaders are seeing the chance to hire engineers, developers and data scientists.

    Catherine Leffert Author Image
    By Catherine Leffert
    Reporter
    December 30
  • Community banking
    Nineteen months after PPP's fade, a Maine bank reaps a windfall

    Northeast Bank in Portland is putting capital earned from the Paycheck Protection Program to use, purchasing $1.1 billion of loans and launching a small-dollar Small Business Administration lending program.

    John Reosti Author Image
    By John Reosti
    Reporter
    December 30
    Northeast Bank branch in Portland, Maine
  • Payments
    How buy now/pay later loans are renovating the home improvement market

    The industry is taking lessons from instant point-of-sale lenders to help homeowners embarking on major projects.

    By Kate Fitzgerald
    Senior Editor, Payments
    December 30
    home improvement/construction
  • Fintech
    5 ways challenger banks add value beyond digital banking

    Digital banking apps such as Daylight, Greenlight and Re:start are helping their customers do more than stash paychecks and save for the future.

    By Miriam Cross
    Tech Reporter
    December 29
  • Payments
    Adyen's strategy for B2B lending: Stay behind the scenes

    The fintech is working with third-party marketplaces and similar partners to deliver its newest services, rather than try and sell directly to end users.

    By Kate Fitzgerald
    Senior Editor, Payments
    December 29
    Contactless payments device
  • Politics and policy
    How the Fed battled inflation in 2022

    After a slow start, the Federal Reserve got its efforts to combat runaway inflation up to speed quickly, implementing tightening monetary policy at the fastest rate seen in decades. Here's a hike by hike breakdown.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    December 28
    Powell
  • The Most Powerful Women in Banking
    Women in banking CEOs

    The 23 CEOs on this list run banks and credit unions and are on our Most Powerful Women in Banking, Most Powerful Women to Watch, and Most Powerful Women in Credit Unions.

    Mary Ellen Egan, senior editor of women's programs at American Banker
    By Mary Ellen Egan
    Senior Director, Strategy and Content, Live Media, American Banker
    December 28
  • Fintech
    What the indictments against FTX's Sam Bankman-Fried mean for banks

    Federal agencies' complaints against FTX's leaders have led to scrutiny of the banks it worked with. While it's unlikely the bankers will be held accountable for the cryptocurrency exchange's wrongdoing, the case could make it more difficult any bank that wants to work with crypto-related businesses.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    December 28
  • BankThink Proactive recruiting is the answer in a tough job market

    Your best future employees aren't looking for banking jobs. Successful hiring requires actively seeking out talent.

    December 28
    Dave Martin
    Dave Martin
  • Deposits
    How deposit competition reignited — and why it should continue in 2023

    At the start of 2022, banks sat atop a flood of deposits. But as the year progressed, they faced greater pressure to pay higher rates, and the trends that drove the rapid shift show no signs of abating.

    By Polo Rocha
    Staff Writer
    December 28
    check deposit
  • Payments
    The rapid evolution of buy now/pay later loans

    The pandemic-era's surge of short-term, interest-free online loans from buy now/pay later fintechs ignited wide-ranging competition from newcomers and legacy providers alike.

    By Kate Fitzgerald
    Senior Editor, Payments
    December 27
    Affirm and Klarna
  • BankThink 2023 could be a sea change in how consumers approach banks

    Two long-awaited developments — the Consumer Financial Protection Bureau's data access proposal and the Federal Reserve's faster payments network debut — are slated for next year. The combined effect on consumer banking might be more consequential than we now know.

    December 27
    John Heltman
    John Heltman
    American Banker
  • Diversity and equality
    Banks expanding special-purpose credit programs

    Banks and other lenders revived special-purpose credit programs after racial-equity protests in 2020 prompted them to reexamine their services for historically underserved groups. Now they're taking those initiatives nationwide.

    By Orla McCaffrey
    Staff Writer
    December 27
    Wells-Fargo-JPMorgan-Chase-Citi-BofA
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October 20–21 | NYC

Join executives across financial services for two days of high-level conversations on leadership, strategy, and the path to the C-suite.

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