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Market Intelligence:
AI
Payments
Research
Industry Data
  • Credit cards
    NerdWallet explains how its credit card will help vast swath of users

    The product-comparison site, which rates and ranks credit cards, is debuting its own secured credit card that it believes will help users improve their credit scores and pursue better offers.

    By Miriam Cross
    Tech Reporter
    October 30
    Credit cards
  • Credit unions
    How credit unions are lowering the risk of lending to new college grads

    In a pilot it rolled out this year, Nashville-based Vanderbilt Credit Union will lend graduates up to $160,000 if they have a job offer sheet in hand.

    Ken McCarthy Author Image
    By Ken McCarthy
    Reporter
    October 30
  • BankThink Bank executives should focus on front-line branch employee turnover

    Neglect of the employees who personally interact with customers can undermine even the most carefully crafted business strategy.

    October 30
    Dave Martin
    Dave Martin
  • Industry News
    Wells Fargo's new public affairs head exits, will focus on Middle East crisis

    Thomas Nides, who until recently was U.S. ambassador to Israel, is leaving his post as the megabank's head of lobbying, communications and community relations. He said recent events in Israel and Gaza "have had a profound effect on me, in ways that I could not have imagined."

    By Polo Rocha
    Staff Writer
    October 27
    Thomas Nides, vice chair, Wells Fargo
  • Earnings
    Why Cullen/Frost remains full speed ahead on growth

    The San Antonio bank reported a 14% increase in noninterest expenses and a 7% jump in loans. "We're not trying to be successful by shrinking," said CEO Phil Green.

    Jordan Stutts Author Image
    By Jordan Stutts
    Reporter
    October 27
    Frost Bank
  • Bank technology
    Banks are excited about AI, but that doesn't mean they're using it

    Bankers show a lot of interest in advanced AI, as well as a daunting list of challenges, according to American Banker's innovation readiness survey.

    Catherine Leffert Author Image
    By Catherine Leffert
    Reporter
    October 27
    AdobeStock_558672396_Editorial_Use_Only.jpeg
  • Community banking
    Even cherry-picked office loans are causing problems for banks

    Washington Trust shares plunged after the Westerly, Rhode Island, company disclosed it booked an office deal in the third quarter, boosting the size of its portfolio while other lenders are pulling back.

    John Reosti Author Image
    By John Reosti
    Reporter
    October 27
    boston-istock-357.jpg
  • Payments
    Banks are using real-time fraud detection for slower payments

    JP Morgan Chase and Carver Federal Savings are applying fast-acting security tools more broadly — regardless of how fast the transaction is.

    By John Adams
    Executive Editor, Payments
    October 27
    CarverBL1027
  • Technology
    Citi used generative AI to read 1,089 pages of new capital rules

    Citigroup is planning to grant the majority of its over 40,000 coders access to generative artificial intelligence as Wall Street continues to embrace the burgeoning technology.

    October 27
    Citi sign
  • BankThink We need to start talking about consumers' financial trauma

    Two-thirds of American adults report experiencing financial trauma in their lives, and the vast majority say they are still feeling its negative effects. Improving financial literacy can help.

    October 27
    Rod Griffin
    Rod Griffin
    Experian
  • Payments
    Bread hit by card-spending slowdown, rising delinquencies

    Intensifying economic pressures caused Bread Financial's customers to cut their credit card spending by 13% during the third quarter as the rate of delinquent accounts rose.

    By Kate Fitzgerald
    Senior Editor, Payments
    October 26
    Bread Financial
  • Letter to the editor: Banks can support racial equity and still disagree with the CFPB

    The head of the Consumer Bankers Association takes issue with a recent BankThink article questioning bank CEOs' commitment to promises made in response to the Black Lives Matter movement.

    October 26
    Lindsey Johnson
    Lindsey Johnson
  • Payments
    Mastercard CEO slams proposals to alter swipe fees

    As the government weighs changes to interchange, Michael Miebach voiced his displeasure during the company's earnings call.

    By John Adams
    Executive Editor, Payments
    October 26
    Michael Miebach, Mastercard
  • Regulation and compliance
    Fed terminates enforcement action against Citigroup for FX scandal

    The eight-year-old penalty stemmed from traders at the bank colluding with counterparts at other large banks to manipulate dollar and euro prices.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    October 26
    Citi sign
  • Politics and policy
    As banks face congressional subpoenas, a House Democrat objects

    Rep. Jamie Raskin, D-Md., said that House Republican subpoenas seeking information about the finances of the Biden family cross a line in bank data privacy.

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    October 26
    Capitol Building
  • Earnings
    BOK forecasts solid loan growth, rising expenses

    The Oklahoma-based bank is projecting a modest uptick in spending alongside continuing loan growth. Many other banks are tightening the purse strings amid weaker loan demand.

    By Allissa Kline
    Reporter
    October 25
    Bank of Oklahoma Headquarter at Downtown Oklahoma City - OKLAHOMA CITY - OKLAHOMA - OCTOBER 18, 2017
  • Credit unions
    How a new credit union service organization is promoting financial literacy

    The fintech Greenlight Financial has formed a CUSO to expand access to its family banking app and educational resources after strong interest from credit unions.

    By Frank Gargano
    Data Reporter
    October 25
    Greenlight triptych.jpg
  • Artificial Intelligence
    When AI suspects money laundering, banks struggle to explain why

    As financial institutions increasingly rely on artificial intelligence for anti-money-laundering and fraud detection, they face challenges in meeting regulators' demands for complete transparency and documentation.

    Carter Pape, American Banker
    By Carter Pape
    Technology Reporter
    October 25
    AdobeStock_640041145.jpeg
  • M&A
    Cadence Bank says insurance unit's sale should help capital, efficiency

    The Southeast regional bank plans to use the deal's sizable proceeds to pay down wholesale borrowings and restructure its securities portfolio. Numerous banks have made similar moves in recent months.

    By Allissa Kline
    Reporter
    October 24
    Cadence Bank post-merger
  • M&A
    The benefits and drawbacks for banks in buying fintechs

    American Banker's latest innovation report found that strategic corporate transactions are important for most banks but offer distinctive challenges. Fintech acquisitions give banks maximum control but can be hard to integrate if the buyers don't approach the process thoughtfully.

    By Miriam Cross
    Tech Reporter
    October 24
    Left: Bridgit Chayt, head of commercial payments and treasury management at Fifth Third Bancorp. Right: Diane Morais, president of consumer and commercial banking at Ally Financial
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

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© 2026 Arizent. All rights reserved.