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Tala, based in Santa Monica, Calif., makes its loan decisions after analyzing data on the mobile phones of users in Kenya and the Philippines.
February 22 -
First half: Brett King says the OCC fintech charter is overdue. Second half: fintech and refugees.
February 20 -
The Consumer Financial Protection Bureau is seeking feedback on the benefits and risks of using alternative data sources, such as rent or utility payments, that would allow lenders to build a credit history for unbanked consumers.
February 16 -
The credit score has evolved from one number to an array of scores, informed by analytics and increasingly enhanced with artificial intelligence.
February 14