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Congress should pass legislation authorizing use of nontraditional data sources to make credit more available to consumers who’ve taken a hit from the coronavirus pandemic.May 19
Chief Legal OfficerRemitter USA and meldCX -
The Comptroller's Office has provided banks with guidance on how to structure relationships with data aggregators. Now the bureau needs to focus on the bank-consumer connection.March 16
Head of PolicyPlaid
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Attempts to rewrite the method for determining unintended discrimination in housing should not bleed into fair-lending laws.March 4
Executive DirectorMarketplace Lending Association
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Testing shows an overreliance on machine learning data can unfairly harm credit scores.December 12
Vice President of Scores and Predictive AnalyticsFICO
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A thorough process for approving experiments with artificial intelligence, clear philosophical principles and diverse human involvement are some of the ways BofA says it's working to ensure AI does no harm.October 8
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The bank has developed APIs to feed customer data directly to seven fintechs and data aggregators, including MX and Finicity.September 24
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Growers Edge is adapting retail financial technology to compete with traditional banks in ag lending and crop insurance.August 8
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The bank is one of many to realize that artificial intelligence is only as good as the data fed into it.April 1
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Software startups say bringing borrowers, builders and lenders onto one digital platform can remove some of the risks lenders faced during the crisis.March 14
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The bank and card program provider is starting to use AI in many areas, but it's also trying to build paths forward for employees whose jobs will be affected.February 11
