Liquidity

Service would help with compliance; JPM CEO sees more short-term lending rate spikes if no long-term solution implemented.

CEO tells employees he wants them to be 'impatient' in fixing the bank’s woes; the new independent body would police banks’ compliance with AML regulations.

Federal Reserve Chairman Jerome Powell said Wednesday that he does not think revamping capital or liquidity requirements is necessary despite recent volatility in the repurchase markets.

An analysis of industry data shows CUs are not the leader in that space they have long claimed to be. Here's why that could come back to bite institutions later on.

Complaints that banks, credit unions and nonbanks compete on an uneven playing field should be heard, just as community banks must take seriously the threats from high-tech rivals, says Julie Stackhouse, a retiring supervision official at the St. Louis Fed.

More community bankers now say that cost of funds, not regulatory expense, poses the biggest threat to profits, according to a new survey.

In an interview with Credit Union Journal, Todd Harper, NCUA board member, said the regulator was working to avert similar problems in the future.

With the loan-to-savings ratio at its highest point in four decades, some CUs have limited options to boost their funding.

Credit unions can reduce concentration risk and free up funding for new loans though participations but many institutions are hesitant about the process.

The National Credit Union Administration is considering increasing the threshold for nonmember deposits but bankers have vowed to fight back, including possibly suing the regulator.